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PM vs ARCC: Dividend Comparison 2026

PM yields 4.27% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $1.8K in total portfolio value
10 years
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — PM vs ARCC

Annual dividend income

MetricPMARCC
Forward yield4.27%9.06%
Annual dividend / share$5.40$1.92
Payout ratio84%88%
1-year div growth3.9%2%
5-year div CAGR2.8%3.1%
Portfolio after 10y$42.0K$43.8K
Annual income after 10y$721.58$2,279.31
Total dividends collected$5.8K$15.5K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesBDC

Year-by-year: PM vs ARCC ($10,000, DRIP)

YearPM PortfolioPM Income/yrARCC PortfolioARCC Income/yrGap
1$11,679$438.83$11,774$933.74$95.00ARCC
2$13,596$468.73$13,808$1,045.61$212.00ARCC
3$15,781$499.06$16,135$1,166.34$354.00ARCC
4$18,267$529.79$18,786$1,296.19$519.00ARCC
5$21,093$560.89$21,800$1,435.41$707.00ARCC
6$24,301$592.34$25,215$1,584.23$914.00ARCC
7$27,939$624.14$29,076$1,742.84$1.1KARCC
8$32,059$656.28$33,430$1,911.44$1.4KARCC
9$36,723$688.76$38,328$2,090.21$1.6KARCC
10$41,999$721.58$43,827$2,279.31$1.8KARCC

PM vs ARCC: Complete Analysis 2026

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is PM or ARCC better for dividend income in 2026?
PM currently offers a 4.27% yield (5.40/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PM vs ARCC earn per year?
With $10,000 invested today: PM pays approximately $427/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $722/year (PM) and $2,279/year (ARCC).
Does PM or ARCC pay monthly dividends?
PM pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.