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PM vs IBM: Dividend Comparison 2026

PM yields 4.27% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.4K in total portfolio value
10 years
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — PM vs IBM

Annual dividend income

MetricPMIBM
Forward yield4.27%3.06%
Annual dividend / share$5.40$6.68
Payout ratio84%64%
1-year div growth3.9%0.6%
5-year div CAGR2.8%1%
Portfolio after 10y$42.0K$27.6K
Annual income after 10y$721.58$410.34
Total dividends collected$5.8K$3.6K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesTechnology

Year-by-year: PM vs IBM ($10,000, DRIP)

YearPM PortfolioPM Income/yrIBM PortfolioIBM Income/yrGap
1$11,679$438.83$11,149$308.92+$530.00PM
2$13,596$468.73$12,406$320.90+$1.2KPM
3$15,781$499.06$13,781$332.72+$2.0KPM
4$18,267$529.79$15,283$344.36+$3.0KPM
5$21,093$560.89$16,923$355.82+$4.2KPM
6$24,301$592.34$18,711$367.09+$5.6KPM
7$27,939$624.14$20,661$378.18+$7.3KPM
8$32,059$656.28$22,786$389.09+$9.3KPM
9$36,723$688.76$25,100$399.81+$11.6KPM
10$41,999$721.58$27,618$410.34+$14.4KPM

PM vs IBM: Complete Analysis 2026

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

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IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is PM or IBM better for dividend income in 2026?
PM currently offers a 4.27% yield (5.40/share/year) while IBM offers 3.06% (6.68/share/year). PM provides higher current income. However, PM has grown its dividend faster (2.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PM vs IBM earn per year?
With $10,000 invested today: PM pays approximately $427/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $722/year (PM) and $410/year (IBM).
Does PM or IBM pay monthly dividends?
PM pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.