HomeComparePMBC vs PEP

PMBC vs PEP: Dividend Comparison 2026

PMBC yields 1.06% · PEP yields 3.66%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $123.5K in total portfolio value
10 years
PMBC
PMBC
● Live price
1.06%
Share price
$9.40
Annual div
$0.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$113.99
Full PMBC calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — PMBC vs PEP

📍 PEP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPMBCPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PMBC + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PMBC pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PMBC
Annual income on $10K today (after 15% tax)
$90.43/yr
After 10yr DRIP, annual income (after tax)
$96.89/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $53,819.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PMBC + PEP for your $10,000?

PMBC: 50%PEP: 50%
100% PEP50/50100% PMBC
Portfolio after 10yr
$82.9K
Annual income
$31,772.24/yr
Blended yield
38.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

PMBC
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PMBC buys
0
PEP buys
0
No recent congressional trades found for PMBC or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPMBCPEP
Forward yield1.06%3.66%
Annual dividend / share$0.10$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$21.2K$144.7K
Annual income after 10y$113.99$63,430.49
Total dividends collected$1.1K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: PMBC vs PEP ($10,000, DRIP)

YearPMBC PortfolioPMBC Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$10,806$106.38$10,854$514.44$48.00PEP
2$11,670$107.44$11,982$758.21$312.00PEP
3$12,596$108.44$13,526$1,136.44$930.00PEP
4$13,587$109.38$15,727$1,741.93$2.1KPEP
5$14,648$110.27$19,012$2,750.28$4.4KPEP
6$15,785$111.10$24,173$4,514.44$8.4KPEP
7$17,001$111.89$32,789$7,793.80$15.8KPEP
8$18,304$112.63$48,258$14,354.51$30.0KPEP
9$19,699$113.33$78,586$28,686.63$58.9KPEP
10$21,192$113.99$144,688$63,430.49$123.5KPEP

PMBC vs PEP: Complete Analysis 2026

PMBCStock

Pacific Mercantile Bancorp is a holding company of Pacific Mercantile Bank, which engages in the provision of banking services. The company is headquartered in Costa Mesa, California and currently employs 160 full-time employees. The firm's business operations are conducted by the Bank. The company operates through commercial banking segment. The Bank offers its customers different loan products, including commercial loans and credit lines, accounts receivable and inventory financing, Small Business Administration (SBA) guaranteed business loans, and owner-occupied commercial real estate loans. Its investments primarily include securities available for sale, which consist of residential mortgage backed securities issued by the United States agencies; residential collateralized mortgage obligations issued by non agencies; asset backed security and mutual funds. Its sources of funds include deposits, and borrowings and contractual obligations. Its deposits consist of noninterest bearing demand deposits, interest-bearing checking accounts, money market and savings deposits, and time deposits.

Full PMBC Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this PMBC vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PMBC vs SCHDPMBC vs JEPIPMBC vs OPMBC vs KOPMBC vs MAINPMBC vs MOPMBC vs PMPMBC vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.