⏳ Fetching live dividend data...
Home › Calculator › PMBC Dividend Calculator 2026
Pacific Mercantile Bancorp · NASDAQ
Price: $9.40 · Annual div: $0.10/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PMBC → $311.8K in 10 years · $9.09/month
Pacific Mercantile Bancorp functions as the holding company for Pacific Mercantile Bank, a financial institution primarily involved in delivering banking services. The organization is based in Costa Mesa, California, and currently employs a team of 160 full-time individuals. All operational aspects of the firm are conducted through the Bank, which specializes in the commercial banking sector. The Bank provides its customers with a diverse portfolio of lending options. These include commercial loans, credit lines, financing solutions for accounts receivable and inventory, Small Business Administration (SBA) guaranteed business loans, and mortgages for owner-occupied commercial real estate. Regarding its investment strategy, the company predominantly holds "available for sale" securities. This portfolio is made up of residential mortgage-backed securities issued by United States agencies, residential collateralized mortgage obligations from non-agency sources, various asset-backed securities, and mutual funds. The Bank generates capital through customer deposits, as well as via borrowings and other contractual obligations. Its deposit offerings span non-interest-bearing demand accounts, interest-bearing checking accounts, money market and savings deposits, and fixed-term time deposits.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open PMBC position with:
Real after-tax yield depends on where you live and how you hold PMBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.06% | -1.74% | $106 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.90% | -1.90% | $90 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.85% | -1.95% | $85 / yr |
| 🇬🇧 UK ISA | 0% | 1.06% | -1.74% | $106 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.97% | -1.83% | $97 / yr |
| 🇨🇦 TFSA | 0% | 1.06% | -1.74% | $106 / yr |
| 🇨🇦 CA Taxable | 25% | 0.80% | -2.00% | $80 / yr |
| 🇦🇺 Super (pension) | 15% | 0.90% | -1.90% | $90 / yr |
| 🇦🇺 AU Taxable | 30% | 0.74% | -2.06% | $74 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.78% | -2.02% | $78 / yr |
| 🇫🇷 FR Taxable | 30% | 0.74% | -2.06% | $74 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.10/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PMBC pays quarterly — 4 times per year. Next ex-div: TBD.
How PMBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PMBC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2021-10-18 | 75,000 | — | — | ||
| Sale | 2021-10-18 | 250,000 | $7.33 | $1.83M | ||
| Sale | 2021-10-18 | 141,705 | $9.31 | $1.32M | ||
| Sale | 2021-10-18 | 21,045 | $9.31 | $195.9K | ||
| Sale | 2021-10-18 | 12,500 | $6.24 | $78.0K | ||
| Sale | 2021-10-18 | 20,588 | $6.77 | $139.4K | ||
| Sale | 2021-10-18 | 7,933 | $7.10 | $56.3K | ||
| Sale | 2021-10-18 | 11,513 | $8.15 | $93.8K | ||
| Sale | 2021-10-18 | 3,100 | $9.31 | $28.9K | ||
| Sale | 2021-10-18 | 28,189 | $9.31 | $262.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PMBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Real users. No sign-up required to leave a review.
“Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.”
“I've been trying to figure out how much dividend income I'd need to retire. This tool showed me exactly — $400K in JEPI at 7% yield gives me $2,333/month. No calculator did that this clearly before.”
“Really solid passive income calculator. Covers everything: DRIP compounding, Roth IRA tax savings, DCA contributions. The year-by-year breakdown is what I was missing from other tools.”
“As someone planning retirement in 5 years, this dividend yield calculator showed me I need about 12% more in dividend stocks to hit my income target. Incredibly useful and completely free.”
“The Congress trades tracker is genius. Saw that several senators were buying O (Realty Income) and immediately ran it through the DRIP calculator. Bought 50 shares the next day.”
Reviews reflect users' personal experiences. Not financial advice.
Leave a review →