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PMDE vs BTI: Dividend Comparison 2026

PMDE yields 8.00% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $3.8K in total portfolio value· pulled ahead in Year 7
10 years
PMDE
PMDE
● Live price
8.00%
Share price
$25.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.0K
Annual income
$1,327.29
Full PMDE calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — PMDE vs BTI

📍 BTI pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPMDEBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PMDE + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PMDE pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PMDE
Annual income on $10K today (after 15% tax)
$680.00/yr
After 10yr DRIP, annual income (after tax)
$1,128.20/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,253.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PMDE + BTI for your $10,000?

PMDE: 50%BTI: 50%
100% BTI50/50100% PMDE
Portfolio after 10yr
$35.9K
Annual income
$2,064.78/yr
Blended yield
5.75%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PMDE
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PMDE buys
0
BTI buys
0
No recent congressional trades found for PMDE or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPMDEBTI
Forward yield8.00%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$34.0K$37.8K
Annual income after 10y$1,327.29$2,802.29
Total dividends collected$10.7K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PMDE vs BTI ($10,000, DRIP)

YearPMDE PortfolioPMDE Income/yrBTI PortfolioBTI Income/yrGap
1$11,500$800.00$11,301$601.08+$199.00PMDE
2$13,165$859.82$12,799$706.58+$366.00PMDE
3$15,006$919.90$14,527$832.38+$479.00PMDE
4$17,037$979.97$16,527$982.75+$510.00PMDE
5$19,269$1,039.78$18,846$1,162.95+$423.00PMDE
6$21,717$1,099.09$21,545$1,379.49+$172.00PMDE
7← crossover$24,395$1,157.68$24,694$1,640.41$299.00BTI
8$27,318$1,215.35$28,378$1,955.69$1.1KBTI
9$30,502$1,271.94$32,702$2,337.79$2.2KBTI
10$33,964$1,327.29$37,794$2,802.29$3.8KBTI

PMDE vs BTI: Complete Analysis 2026

PMDEStock

PMDE uses FLEX options to match the price returns of SPDR S&P 500 ETF Trust (SPY), up to a predetermined upside cap of at least 3%, while seeking to provide the maximum available buffer of 100% over a one-year period starting in December. At the end of the target outcome period, the upside cap and downside buffer for the new target outcome period are reset to prevailing market conditions. If the fund is not able to set the maximum buffer against 100% of the losses, then it would seek to adjust the cap. Likewise, if the fund cannot set a cap of at least 3%, then it would seek to adjust the maximum buffer instead. To achieve the target outcomes sought by the fund for a target outcome period, an investor must hold fund shares for that entire target outcome period.

Full PMDE Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.