HomeComparePNDDF vs BTI

PNDDF vs BTI: Dividend Comparison 2026

PNDDF yields 29.48% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PNDDF wins by $90.6K in total portfolio value
10 years
PNDDF
PNDDF
● Live price
29.48%
Share price
$6.78
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$128.4K
Annual income
$16,739.64
Full PNDDF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — PNDDF vs BTI

📍 PNDDF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNDDFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNDDF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNDDF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNDDF
Annual income on $10K today (after 15% tax)
$2,505.75/yr
After 10yr DRIP, annual income (after tax)
$14,228.69/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, PNDDF beats the other by $11,846.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNDDF + BTI for your $10,000?

PNDDF: 50%BTI: 50%
100% BTI50/50100% PNDDF
Portfolio after 10yr
$83.1K
Annual income
$9,770.96/yr
Blended yield
11.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PNDDF
No analyst data
Altman Z
69.6
Piotroski
1/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNDDF buys
0
BTI buys
0
No recent congressional trades found for PNDDF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNDDFBTI
Forward yield29.48%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$128.4K$37.8K
Annual income after 10y$16,739.64$2,802.29
Total dividends collected$87.1K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PNDDF vs BTI ($10,000, DRIP)

YearPNDDF PortfolioPNDDF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,648$2,947.94$11,301$601.08+$2.3KPNDDF
2$18,363$3,760.12$12,799$706.58+$5.6KPNDDF
3$24,377$4,728.29$14,527$832.38+$9.8KPNDDF
4$31,950$5,866.11$16,527$982.75+$15.4KPNDDF
5$41,372$7,185.38$18,846$1,162.95+$22.5KPNDDF
6$52,963$8,695.63$21,545$1,379.49+$31.4KPNDDF
7$67,074$10,403.74$24,694$1,640.41+$42.4KPNDDF
8$84,083$12,313.69$28,378$1,955.69+$55.7KPNDDF
9$104,395$14,426.39$32,702$2,337.79+$71.7KPNDDF
10$128,443$16,739.64$37,794$2,802.29+$90.6KPNDDF

PNDDF vs BTI: Complete Analysis 2026

PNDDFStock

Pender Growth Fund Inc. specializes in later stage, special situations, and restructuring investments. The fund also provides expansion capital and invests in small caps and Eligible Small Businesses ("ESBs"). It seeks to invest in illiquid public and private companies in information technology, communications, life sciences, and proprietary technologies sectors and undervalued technology companies. The fund targets companies based in British Columbia, Canada. It typically invests over Cdn $500,000 ($0.51) or invests between Cdn $1.5 million ($1.53 million) and Cdn $3 million ($3.06 million) in each portfolio company with revenues between Cdn $5 million ($5.10 million) and Cdn $15 million ($15.30 million). The fund prefers to invest in undervalued public companies.

Full PNDDF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this PNDDF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PNDDF vs SCHDPNDDF vs JEPIPNDDF vs OPNDDF vs KOPNDDF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.