HomeComparePNFPP vs ARCC

PNFPP vs ARCC: Dividend Comparison 2026

PNFPP yields 6.73% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PNFPP wins by $88.3K in total portfolio value
10 years
PNFPP
PNFPP
● Live price
6.73%
Share price
$25.08
Annual div
$1.69
5Y div CAGR
27%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$112.8K
Annual income
$30,679.12
Full PNFPP calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — PNFPP vs ARCC

📍 PNFPP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNFPPARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PNFPP + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNFPP pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNFPP
Annual income on $10K today (after 15% tax)
$572.09/yr
After 10yr DRIP, annual income (after tax)
$26,077.25/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, PNFPP beats the other by $26,076.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNFPP + ARCC for your $10,000?

PNFPP: 50%ARCC: 50%
100% ARCC50/50100% PNFPP
Portfolio after 10yr
$68.7K
Annual income
$15,340.14/yr
Blended yield
22.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

PNFPP
Analyst Ratings
8
Buy
6
Hold
Consensus: Buy
Altman Z
0.3
Piotroski
5/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNFPP buys
0
ARCC buys
0
No recent congressional trades found for PNFPP or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNFPPARCC
Forward yield6.73%10.82%
Annual dividend / share$1.69$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27%-50%
Portfolio after 10y$112.8K$24.5K
Annual income after 10y$30,679.12$1.16
Total dividends collected$82.0K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: PNFPP vs ARCC ($10,000, DRIP)

YearPNFPP PortfolioPNFPP Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,555$854.77$11,381$541.15+$174.00PNFPP
2$13,536$1,172.28$12,621$284.08+$915.00PNFPP
3$16,113$1,629.95$13,827$145.31+$2.3KPNFPP
4$19,544$2,303.00$15,062$73.43+$4.5KPNFPP
5$24,228$3,315.49$16,364$36.89+$7.9KPNFPP
6$30,802$4,878.24$17,757$18.49+$13.0KPNFPP
7$40,319$7,361.19$19,258$9.25+$21.1KPNFPP
8$54,578$11,436.74$20,880$4.63+$33.7KPNFPP
9$76,774$18,375.10$22,636$2.32+$54.1KPNFPP
10$112,827$30,679.12$24,539$1.16+$88.3KPNFPP

PNFPP vs ARCC: Complete Analysis 2026

PNFPPStock

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.

Full PNFPP Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.