HomeComparePNXGF vs BTI

PNXGF vs BTI: Dividend Comparison 2026

PNXGF yields 8.08% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $13.3K in total portfolio value· pulled ahead in Year 2
10 years
PNXGF
PNXGF
● Live price
8.08%
Share price
$8.89
Annual div
$0.72
5Y div CAGR
-20.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.4K
Annual income
$99.53
Full PNXGF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PNXGF vs BTI

📍 BTI pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPNXGFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PNXGF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PNXGF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PNXGF
Annual income on $10K today (after 15% tax)
$686.73/yr
After 10yr DRIP, annual income (after tax)
$84.60/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,284.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PNXGF + BTI for your $10,000?

PNXGF: 50%BTI: 50%
100% BTI50/50100% PNXGF
Portfolio after 10yr
$31.1K
Annual income
$1,443.08/yr
Blended yield
4.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PNXGF
Analyst Ratings
1
Buy
2
Hold
2
Sell
Consensus: Hold
Altman Z
0.1
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PNXGF buys
0
BTI buys
0
No recent congressional trades found for PNXGF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPNXGFBTI
Forward yield8.08%5.38%
Annual dividend / share$0.72$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-20.6%11.3%
Portfolio after 10y$24.4K$37.7K
Annual income after 10y$99.53$2,786.64
Total dividends collected$3.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: PNXGF vs BTI ($10,000, DRIP)

YearPNXGF PortfolioPNXGF Income/yrBTI PortfolioBTI Income/yrGap
1$11,341$641.49$11,299$598.92+$42.00PNXGF
2← crossover$12,675$539.88$12,794$703.91$119.00BTI
3$14,010$447.73$14,518$829.07$508.00BTI
4$15,358$367.24$16,513$978.64$1.2KBTI
5$16,732$298.73$18,827$1,157.84$2.1KBTI
6$18,145$241.50$21,518$1,373.12$3.4KBTI
7$19,609$194.34$24,657$1,632.46$5.0KBTI
8$21,138$155.85$28,329$1,945.74$7.2KBTI
9$22,742$124.66$32,637$2,325.33$9.9KBTI
10$24,434$99.53$37,708$2,786.64$13.3KBTI

PNXGF vs BTI: Complete Analysis 2026

PNXGFStock

Phoenix Group Holdings plc operates in the long-term savings and retirement business in Europe. The company operates through four segments: UK Heritage, UK Open, Europe, and Management Services. It provides a range of pensions and savings products to support people across various stages of the savings life cycle. The company manages Heritage in-force life and pensions policies; and offers and manages long term savings and pensions products. Its products include with-profits and unit-linked funds, and annuities; and workplace pensions, and individual savings and retirement solutions. The company serves individuals, corporates, and employers. It has a strategic partnership with abrdn plc, TCS, and HSBC. Phoenix Group Holdings plc was founded in 1782 and is based in London, the United Kingdom.

Full PNXGF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this PNXGF vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PNXGF vs SCHDPNXGF vs JEPIPNXGF vs OPNXGF vs KOPNXGF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.