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PONT vs PEP: Dividend Comparison 2026

PONT yields 1.66% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PONT wins by $29.05M in total portfolio value
10 years
PONT
PONT
● Live price
1.66%
Share price
$800.00
Annual div
$13.25
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.20M
Annual income
$26,162,147.01
Full PONT calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — PONT vs PEP

📍 PONT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPONTPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PONT + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PONT pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PONT
Annual income on $10K today (after 15% tax)
$140.78/yr
After 10yr DRIP, annual income (after tax)
$22,237,824.96/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PONT beats the other by $22,185,230.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PONT + PEP for your $10,000?

PONT: 50%PEP: 50%
100% PEP50/50100% PONT
Portfolio after 10yr
$14.67M
Annual income
$13,112,011.35/yr
Blended yield
89.38%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

PONT
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PONT buys
0
PEP buys
0
No recent congressional trades found for PONT or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPONTPEP
Forward yield1.66%3.63%
Annual dividend / share$13.25$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$29.20M$141.9K
Annual income after 10y$26,162,147.01$61,875.67
Total dividends collected$28.94M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PONT vs PEP ($10,000, DRIP)

YearPONT PortfolioPONT Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,031$331.25$10,849$509.42+$182.00PONT
2$12,486$683.01$11,969$750.47+$517.00PONT
3$14,806$1,445.06$13,500$1,124.14+$1.3KPONT
4$19,045$3,202.72$15,680$1,721.66+$3.4KPONT
5$28,078$7,700.42$18,929$2,715.34+$9.1KPONT
6$51,264$21,220.55$24,023$4,450.80+$27.2KPONT
7$127,271$72,418.21$32,510$7,669.92+$94.8KPONT
8$472,234$336,053.71$47,709$14,093.60+$424.5KPONT
9$2,835,969$2,330,679.38$77,415$28,083.48+$2.76MPONT
10$29,196,634$26,162,147.01$141,922$61,875.67+$29.05MPONT

PONT vs PEP: Complete Analysis 2026

PONTStock

Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company accepts various deposit products, such as checking, savings, and money market accounts; and certificates of deposit. It also offers online banking and bill pay, mobile banking, debit/ATM card, personal credit cards, telebank, and convenient services; deposit rates, and personal solutions. It also provides business money market, loans, commercial loan, and business solutions. In addition, the company offers consumer loan, loan insurance, and payment protection plans, as well as agriculture, equipment, livestock, agriculture real estate, and guaranteed loans; crop insurance, and trust services. The company was founded in 1947 and is based in Pontiac, Illinois.

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PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.