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POR vs USB: Dividend Comparison 2026

POR yields 3.99% · USB yields 4.01%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 POR wins by $28.7K in total portfolio value
10 years
POR
POR
● Live price
3.99%
Share price
$52.62
Annual div
$2.10
5Y div CAGR
30.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.5K
Annual income
$15,382.21
Full POR calculator →
USB
USB
● Live price
4.01%
Share price
$50.88
Annual div
$2.04
5Y div CAGR
19.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.9K
Annual income
$4,316.21
Full USB calculator →

Portfolio growth — POR vs USB

📍 POR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPORUSB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, POR + USB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
POR pays
USB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

POR
Annual income on $10K today (after 15% tax)
$339.22/yr
After 10yr DRIP, annual income (after tax)
$13,074.88/yr
USB
Annual income on $10K today (after 15% tax)
$340.80/yr
After 10yr DRIP, annual income (after tax)
$3,668.78/yr
At 15% tax rate, POR beats the other by $9,406.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of POR + USB for your $10,000?

POR: 50%USB: 50%
100% USB50/50100% POR
Portfolio after 10yr
$55.2K
Annual income
$9,849.21/yr
Blended yield
17.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on USB right now

POR
Analyst Ratings
6
Buy
15
Hold
2
Sell
Consensus: Hold
Price Target
$51.14
-2.8% upside vs current
Range: $46.00 — $58.00
Altman Z
1.0
Piotroski
5/9
USB
Analyst Ratings
1
Strong
23
Buy
22
Hold
3
Sell
Consensus: Buy
Price Target
$60.14
+18.2% upside vs current
Range: $52.00 — $66.00
Altman Z
-0.3
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

POR buys
0
USB buys
0
No recent congressional trades found for POR or USB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPORUSB
Forward yield3.99%4.01%
Annual dividend / share$2.10$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.2%19.2%
Portfolio after 10y$69.5K$40.9K
Annual income after 10y$15,382.21$4,316.21
Total dividends collected$43.5K$17.5K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusHoldBuy
Analyst price target$51.14$60.14

Year-by-year: POR vs USB ($10,000, DRIP)

YearPOR PortfolioPOR Income/yrUSB PortfolioUSB Income/yrGap
1← crossover$11,220$519.61$11,178$477.92+$42.00POR
2$12,714$709.39$12,556$595.13+$158.00POR
3$14,583$978.20$14,179$744.70+$404.00POR
4$16,969$1,365.20$16,109$936.88+$860.00POR
5$20,089$1,933.01$18,422$1,185.73+$1.7KPOR
6$24,280$2,784.72$21,222$1,510.62+$3.1KPOR
7$30,075$4,095.41$24,646$1,938.65+$5.4KPOR
8$38,353$6,172.78$28,880$2,508.17+$9.5KPOR
9$50,617$9,578.59$34,175$3,274.08+$16.4KPOR
10$69,542$15,382.21$40,884$4,316.21+$28.7KPOR

POR vs USB: Complete Analysis 2026

PORStock

Portland General Electric Company, an integrated electric utility company, engages in the generation, wholesale purchase, transmission, distribution, and retail sale of electricity in the state of Oregon. It operates six thermal plants, three wind farms, and seven hydroelectric facilities. As of December 31, 2021, the company owned an electric transmission system consisting of 1,274 circuit miles, including 287 circuit miles of 500 kilovolt line, 415 circuit miles of 230 kilovolt line, and 572 miles of 115 kilovolt line. It has 28,206 circuit miles of distribution lines. The company also purchases and sells wholesale natural gas in the United States and Canada. It serves approximately 917 thousand residential, commercial, and industrial customers in 51 cities. The company was founded in 1889 and is headquartered in Portland, Oregon.

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USBFinancials

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.