HomeComparePPAL vs DIVO

PPAL vs DIVO: Dividend Comparison 2026

PPAL yields 2.08% · DIVO yields 6.62%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PPAL wins by $6.1K in total portfolio value· pulled ahead in Year 8
10 years
PPAL
PPAL
● Live price
2.08%
Share price
$60.10
Annual div
$1.25
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.0K
Annual income
$4,313.32
Full PPAL calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — PPAL vs DIVO

📍 PPAL pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPALDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPAL + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPAL pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPAL
Annual income on $10K today (after 15% tax)
$176.79/yr
After 10yr DRIP, annual income (after tax)
$3,666.32/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, PPAL beats the other by $2,809.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPAL + DIVO for your $10,000?

PPAL: 50%DIVO: 50%
100% DIVO50/50100% PPAL
Portfolio after 10yr
$34.0K
Annual income
$2,660.90/yr
Blended yield
7.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPAL buys
0
DIVO buys
0
No recent congressional trades found for PPAL or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPALDIVO
Forward yield2.08%6.62%
Annual dividend / share$1.25$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%0%
Portfolio after 10y$37.0K$31.0K
Annual income after 10y$4,313.32$1,008.47
Total dividends collected$14.7K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PPAL vs DIVO ($10,000, DRIP)

YearPPAL PortfolioPPAL Income/yrDIVO PortfolioDIVO Income/yrGap
1$10,968$267.68$11,362$661.96$394.00DIVO
2$12,089$353.12$12,860$702.91$771.00DIVO
3$13,403$468.14$14,504$743.56$1.1KDIVO
4$14,965$624.30$16,303$783.73$1.3KDIVO
5$16,851$838.46$18,268$823.31$1.4KDIVO
6$19,167$1,135.60$20,408$862.17$1.2KDIVO
7$22,062$1,553.56$22,737$900.20$675.00DIVO
8← crossover$25,757$2,150.89$25,266$937.31+$491.00PPAL
9$30,580$3,020.43$28,008$973.42+$2.6KPPAL
10$37,034$4,313.32$30,977$1,008.47+$6.1KPPAL

PPAL vs DIVO: Complete Analysis 2026

PPALStock

Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. The company was founded in 1886 and is based in Saint Albans, Vermont.

Full PPAL Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.