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PPBI vs XYLD: Dividend Comparison 2026

PPBI yields 5.39% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PPBI wins by $963.2K in total portfolio value
10 years
PPBI
PPBI
● Live price
5.39%
Share price
$24.49
Annual div
$1.32
5Y div CAGR
50.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$988.5K
Annual income
$613,145.25
Full PPBI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PPBI vs XYLD

📍 PPBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPBIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPBI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPBI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPBI
Annual income on $10K today (after 15% tax)
$458.15/yr
After 10yr DRIP, annual income (after tax)
$521,173.46/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, PPBI beats the other by $518,437.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPBI + XYLD for your $10,000?

PPBI: 50%XYLD: 50%
100% XYLD50/50100% PPBI
Portfolio after 10yr
$506.9K
Annual income
$308,182.14/yr
Blended yield
60.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on PPBI right now

PPBI
Analyst Ratings
6
Buy
8
Hold
Consensus: Hold
Price Target
$32.67
+33.4% upside vs current
Range: $26.00 — $41.00
Altman Z
-0.6
Piotroski
7/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPBI buys
6
XYLD buys
0
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$PPBI▼ Sell$1,001 - $15,0002025-09-03
Gilbert Cisneros🏢 House$PPBI▼ Sell$1,001 - $15,0002025-06-16
Josh Gottheimer🏢 House$PPBI▼ Sell$1,001 - $15,0002025-03-19
Josh Gottheimer🏢 House$PPBI▲ Buy$1,001 - $15,0002024-10-17
Josh Gottheimer🏢 House$PPBI▼ Sell$1,001 - $15,0002024-09-16
Josh Gottheimer🏢 House$PPBI▲ Buy$1,001 - $15,0002024-07-19
Josh Gottheimer🏢 House$PPBI▼ Sell$1,001 - $15,0002024-06-18
Gilbert Cisneros🏢 House$PPBI▲ Buy$1,001 - $15,0002020-10-29
Josh Gottheimer🏢 House$PPBI▲ Buy$1,001 - $15,0002020-10-16
Josh Gottheimer🏢 House$PPBI▼ Sell$1,001 - $15,0002020-09-15
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPBIXYLD
Forward yield5.39%10.98%
Annual dividend / share$1.32$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.5%0%
Portfolio after 10y$988.5K$25.3K
Annual income after 10y$613,145.25$3,219.02
Total dividends collected$927.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PPBI vs XYLD ($10,000, DRIP)

YearPPBI PortfolioPPBI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,511$811.19$10,818$1,098.39+$693.00PPBI
2$13,630$1,313.39$11,738$1,222.51+$1.9KPPBI
3$16,772$2,187.43$12,774$1,364.64+$4.0KPPBI
4$21,732$3,785.84$13,944$1,527.86+$7.8KPPBI
5$30,153$6,899.67$15,270$1,715.87+$14.9KPPBI
6$45,729$13,465.16$16,775$1,933.09+$29.0KPPBI
7$77,652$28,722.70$18,490$2,184.87+$59.2KPPBI
8$151,691$68,603.25$20,450$2,477.63+$131.2KPPBI
9$350,806$188,496.65$22,697$2,819.19+$328.1KPPBI
10$988,508$613,145.25$25,280$3,219.02+$963.2KPPBI

PPBI vs XYLD: Complete Analysis 2026

PPBIStock

Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 61 full-service depository branches located in Arizona, California, Nevada, Oregon, and Washington. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California.

Full PPBI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.