Is PPLL or BTI a better dividend investment in 2026?

PPLL currently yields 2.73% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between PPLL and BTI?

PPLL has a forward dividend yield of 2.73% ($1.64/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 2.65 percentage points.

Home › Compare › PPLL vs BTI

PPLL vs BTI: Dividend Comparison 2026

PPLL yields 2.73% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PPLL wins by $42.5K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

PPLL

● Live price

2.73%

Share price

$60.00

Annual div

$1.64

5Y div CAGR

39.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.2K

Annual income

$22,619.47

Full PPLL calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — PPLL vs BTI

📍 PPLL pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PPLL	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PPLL + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PPLL pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPLL

Annual income on $10K today (after 15% tax)

$232.00/yr

After 10yr DRIP, annual income (after tax)

$19,226.55/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, PPLL beats the other by $16,857.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PPLL + BTI for your $10,000?

PPLL: 50%BTI: 50%

100% BTI50/50100% PPLL

Portfolio after 10yr

$59.0K

Annual income

$12,703.05/yr

Blended yield

21.55%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PPLL

No analyst data

Altman Z

0.3

Piotroski

5/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPLL buys

BTI buys

No recent congressional trades found for PPLL or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPPLLBTI

Forward yield	2.73%	5.38% ✓
Annual dividend / share	$1.64	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	39.7% ✓	11.3%
Portfolio after 10y	$80.2K ✓	$37.7K
Annual income after 10y	$22,619.47 ✓	$2,786.64
Total dividends collected	$54.2K ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: PPLL vs BTI ($10,000, DRIP)

Year	PPLL Portfolio	PPLL Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,081	$381.29	$11,299	$598.92	$218.00 → BTI
2	$12,409	$551.65	$12,794	$703.91	$385.00 → BTI
3	$14,084	$806.51	$14,518	$829.07	$434.00 → BTI
4	$16,265	$1,195.13	$16,513	$978.64	$248.00 → BTI
5← crossover	$19,205	$1,802.00	$18,827	$1,157.84	+$378.00 → PPLL
6	$23,328	$2,778.06	$21,518	$1,373.12	+$1.8K → PPLL
7	$29,366	$4,405.61	$24,657	$1,632.46	+$4.7K → PPLL
8	$38,663	$7,240.94	$28,329	$1,945.74	+$10.3K → PPLL
9	$53,816	$12,446.66	$32,637	$2,325.33	+$21.2K → PPLL
10	$80,202	$22,619.47	$37,708	$2,786.64	+$42.5K → PPLL

PPLL vs BTI: Complete Analysis 2026

PPLL — Stock

Peoples Ltd. operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States. It offers savings, checking, money market, business checking, NOW checking, and individual retirement accounts, as well as certificates of deposit. The company also provides auto and personal, business, commercial, home equity, and home equity line of credit loan products, as well as mortgages and credit cards. In addition, the company offers business services comprising online cash management, credit card processing, remote deposit capture, and positive pay; investments and insurance products; and retirement planning services, as well as mobile and online banking services. It operates through eight branches in the Bradford, Sullivan, Wyoming, and Lackawanna counties of Pennsylvania. Peoples Ltd. was founded in 1914 and is based in Wyalusing, Pennsylvania.

Full PPLL Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.