HomeComparePPMT vs GBDC

PPMT vs GBDC: Dividend Comparison 2026

PPMT yields 20000.00% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PPMT wins by $52481917574412746752.00M in total portfolio value
10 years
PPMT
PPMT
● Live price
20000.00%
Share price
$0.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$52481917574412746752.00M
Annual income
$51,970,745,957,167,775,000,000,000.00
Full PPMT calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — PPMT vs GBDC

📍 PPMT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPPMTGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PPMT + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PPMT pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PPMT
Annual income on $10K today (after 15% tax)
$1,700,000.00/yr
After 10yr DRIP, annual income (after tax)
$44,175,134,063,592,610,000,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, PPMT beats the other by $44,175,134,063,592,610,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PPMT + GBDC for your $10,000?

PPMT: 50%GBDC: 50%
100% GBDC50/50100% PPMT
Portfolio after 10yr
$26240958787206373376.00M
Annual income
$25,985,372,978,583,888,000,000,000.00/yr
Blended yield
99.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PPMT
No analyst data
Altman Z
0.7
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PPMT buys
0
GBDC buys
0
No recent congressional trades found for PPMT or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPPMTGBDC
Forward yield20000.00%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$52481917574412746752.00M$20.85M
Annual income after 10y$51,970,745,957,167,775,000,000,000.00$16,450,733.83
Total dividends collected$52448189483771600896.00M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: PPMT vs GBDC ($10,000, DRIP)

YearPPMT PortfolioPPMT Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$2,010,700$2,000,000.00$12,492$1,791.70+$2.00MPPMT
2$377,983,225$375,831,775.70$16,527$3,160.58+$377.97MPPMT
3$66,433,479,469$66,029,037,418.28$23,588$5,904.90+$66433.46MPPMT
4$10,916,985,471,987$10,845,901,648,955.73$37,141$11,901.65+$10916985.43MPPMT
5$1,677,384,363,769,318$1,665,703,189,314,291.80$66,205$26,463.38+$1677384363.70MPPMT
6$240,985,175,079,139,100$239,190,373,809,905,920.00$137,452$66,612.65+$240985175079.00MPPMT
7$32,373,573,631,143,694,000$32,115,719,493,809,017,000.00$342,372$195,298.53+$32373573631143.35MPPMT
8$4,066,766,648,320,630,000,000$4,032,126,924,535,306,000,000.00$1,053,292$686,954.33+$4066766648320629.00MPPMT
9$477,730,483,406,513,300,000,000$473,379,043,092,810,300,000,000.00$4,111,439$2,984,416.95+$477730483406513344.00MPPMT
10$52,481,917,574,412,750,000,000,000$51,970,745,957,167,775,000,000,000.00$20,849,974$16,450,733.83+$52481917574412746752.00MPPMT

PPMT vs GBDC: Complete Analysis 2026

PPMTStock

Profit Planners Management, Inc. provides management, tax, and financial and accounting advisory services primarily through consulting agreements in New York and Florida. The company offers management, staffing, payroll, human resources, billing, and tax services to its clients; short-term engagements of an outside management services to help companies complete certain transactions or restructurings; and monthly accounting, payroll, tax, and billing services to businesses that do not have those departments. It also provides a range of insurance and insurance related products, such as life insurance and annuities, as well as sells insurance products and services directly to individuals and companies. In addition, the company offers budgeting, and asset allocation and control advisory services to professional athletes, entertainers, and other high earning individuals; and strategic and financial consulting services for companies to raise capital in the debt and equity markets. It serves small and midsized companies. The company was founded in 2009 and is based in New York, New York.

Full PPMT Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.