HomeComparePQJL vs BTI

PQJL vs BTI: Dividend Comparison 2026

PQJL yields 0.01% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $18.0K in total portfolio value
10 years
PQJL
PQJL
● Live price
0.01%
Share price
$28.48
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.60
Full PQJL calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — PQJL vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPQJLBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PQJL + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PQJL pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PQJL
Annual income on $10K today (after 15% tax)
$0.51/yr
After 10yr DRIP, annual income (after tax)
$0.51/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,368.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PQJL + BTI for your $10,000?

PQJL: 50%BTI: 50%
100% BTI50/50100% PQJL
Portfolio after 10yr
$28.7K
Annual income
$1,393.62/yr
Blended yield
4.86%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

PQJL
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PQJL buys
0
BTI buys
0
No recent congressional trades found for PQJL or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPQJLBTI
Forward yield0.01%5.38%
Annual dividend / share$0.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$19.7K$37.7K
Annual income after 10y$0.60$2,786.64
Total dividends collected$6.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: PQJL vs BTI ($10,000, DRIP)

YearPQJL PortfolioPQJL Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,701$0.60$11,299$598.92$598.00BTI
2$11,450$0.60$12,794$703.91$1.3KBTI
3$12,252$0.60$14,518$829.07$2.3KBTI
4$13,111$0.60$16,513$978.64$3.4KBTI
5$14,029$0.60$18,827$1,157.84$4.8KBTI
6$15,012$0.60$21,518$1,373.12$6.5KBTI
7$16,063$0.60$24,657$1,632.46$8.6KBTI
8$17,188$0.60$28,329$1,945.74$11.1KBTI
9$18,392$0.60$32,637$2,325.33$14.2KBTI
10$19,680$0.60$37,708$2,786.64$18.0KBTI

PQJL vs BTI: Complete Analysis 2026

PQJLStock

PQJL uses options in an effort to moderate losses on shares of Invesco QQQ Trust (QQQ) over a one-year period, starting each July. The fund foregoes upside participation above a certain threshold, which resets annually in exchange for preventing the realization of the first 12% of QQQs losses, as well as the dividend component of QQQ because the options are written on the price and not on the total return version of the shares. Should the value of QQQ decline by more than 12%, the fund will experience subsequent losses on a one-to-one basis. The fund must be held to the end of the outcome period to achieve the intended results. Investors who buy at any time other than the annual reset day may have a different protection and buffer zone. Once established, the issuer publishes the interim levels for the cap on its website. Investors should note that the targeted cap and buffer do not include the funds expense ratio. The actively managed fund uses FLEX options exclusively.

Full PQJL Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.