Is PRRCF or SCHD a better dividend investment in 2026?

PRRCF currently yields 7.22% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PRRCF offers higher current income.

What is the dividend yield difference between PRRCF and SCHD?

PRRCF has a forward dividend yield of 7.22% ($0.67/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3.76 percentage points.

Home › Compare › PRRCF vs SCHD

PRRCF vs SCHD: Dividend Comparison 2026

PRRCF yields 7.22% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PRRCF wins by $3.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PRRCF

● Live price

7.22%

Share price

$9.33

Annual div

$0.67

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.3K

Annual income

$1,142.54

Full PRRCF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PRRCF vs SCHD

📍 PRRCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PRRCF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PRRCF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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PRRCF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRRCF

Annual income on $10K today (after 15% tax)

$614.04/yr

After 10yr DRIP, annual income (after tax)

$971.16/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PRRCF beats the other by $609.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PRRCF + SCHD for your $10,000?

PRRCF: 50%SCHD: 50%

100% SCHD50/50100% PRRCF

Portfolio after 10yr

$30.6K

Annual income

$784.24/yr

Blended yield

2.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRRCF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPRRCFSCHD

Forward yield	7.22% ✓	3.46%
Annual dividend / share	$0.67	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.3K ✓	$29.0K
Annual income after 10y	$1,142.54 ✓	$425.95
Total dividends collected	$9.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PRRCF vs SCHD ($10,000, DRIP)

Year	PRRCF Portfolio	PRRCF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,422	$722.40	$11,226	$346.36	+$196.00 → PRRCF
2	$12,993	$771.17	$12,572	$357.38	+$421.00 → PRRCF
3	$14,722	$819.83	$14,046	$367.84	+$676.00 → PRRCF
4	$16,621	$868.18	$15,660	$377.73	+$961.00 → PRRCF
5	$18,701	$916.02	$17,425	$387.07	+$1.3K → PRRCF
6	$20,973	$963.20	$19,354	$395.86	+$1.6K → PRRCF
7	$23,451	$1,009.57	$21,461	$404.13	+$2.0K → PRRCF
8	$26,147	$1,054.99	$23,762	$411.89	+$2.4K → PRRCF
9	$29,077	$1,099.34	$26,272	$419.15	+$2.8K → PRRCF
10	$32,255	$1,142.54	$29,010	$425.95	+$3.2K → PRRCF

PRRCF vs SCHD: Complete Analysis 2026

PRRCF — Stock

ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's financial products; business loans for wholesale and retail trade, agriculture, forestry and fishing, production, transportation and storage, and other activities, as well as investment, working capital, and green loans; and private loans, such as housing, investment, and other loans. It also offers current, savings, and term deposit accounts; mobile and electronic banking services; and card payment services, as well as grants credit lines and overdrafts. The company was formerly known as Internationale Micro Investitionen AG and changed its name to ProCredit Holding AG & Co. KGaA. ProCredit Holding AG & Co. KGaA was founded in 1998 and is based in Frankfurt am Main, Germany.

Full PRRCF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.