HomeComparePRRCF vs VYM

PRRCF vs VYM: Dividend Comparison 2026

PRRCF yields 7.22% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PRRCF wins by $4.4K in total portfolio value
10 years
PRRCF
PRRCF
● Live price
7.22%
Share price
$9.33
Annual div
$0.67
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,142.54
Full PRRCF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PRRCF vs VYM

📍 PRRCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRRCFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRRCF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRRCF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRRCF
Annual income on $10K today (after 15% tax)
$614.04/yr
After 10yr DRIP, annual income (after tax)
$971.16/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, PRRCF beats the other by $734.39/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PRRCF + VYM for your $10,000?

PRRCF: 50%VYM: 50%
100% VYM50/50100% PRRCF
Portfolio after 10yr
$30.0K
Annual income
$710.54/yr
Blended yield
2.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRRCF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRRCFVYM
Forward yield7.22%2.41%
Annual dividend / share$0.67$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K$27.8K
Annual income after 10y$1,142.54$278.55
Total dividends collected$9.4K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRRCF vs VYM ($10,000, DRIP)

YearPRRCF PortfolioPRRCF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,422$722.40$11,151$241.44+$271.00PRRCF
2$12,993$771.17$12,413$246.79+$580.00PRRCF
3$14,722$819.83$13,794$251.79+$928.00PRRCF
4$16,621$868.18$15,306$256.47+$1.3KPRRCF
5$18,701$916.02$16,960$260.84+$1.7KPRRCF
6$20,973$963.20$18,768$264.92+$2.2KPRRCF
7$23,451$1,009.57$20,745$268.71+$2.7KPRRCF
8$26,147$1,054.99$22,905$272.24+$3.2KPRRCF
9$29,077$1,099.34$25,265$275.51+$3.8KPRRCF
10$32,255$1,142.54$27,842$278.55+$4.4KPRRCF

PRRCF vs VYM: Complete Analysis 2026

PRRCFStock

ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's financial products; business loans for wholesale and retail trade, agriculture, forestry and fishing, production, transportation and storage, and other activities, as well as investment, working capital, and green loans; and private loans, such as housing, investment, and other loans. It also offers current, savings, and term deposit accounts; mobile and electronic banking services; and card payment services, as well as grants credit lines and overdrafts. The company was formerly known as Internationale Micro Investitionen AG and changed its name to ProCredit Holding AG & Co. KGaA. ProCredit Holding AG & Co. KGaA was founded in 1998 and is based in Frankfurt am Main, Germany.

Full PRRCF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.