HomeComparePRRCF vs SPHD

PRRCF vs SPHD: Dividend Comparison 2026

PRRCF yields 7.22% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PRRCF wins by $5.7K in total portfolio value
10 years
PRRCF
PRRCF
● Live price
7.22%
Share price
$9.33
Annual div
$0.67
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,142.54
Full PRRCF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PRRCF vs SPHD

📍 PRRCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPRRCFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PRRCF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PRRCF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRRCF
Annual income on $10K today (after 15% tax)
$614.04/yr
After 10yr DRIP, annual income (after tax)
$971.16/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PRRCF beats the other by $485.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PRRCF + SPHD for your $10,000?

PRRCF: 50%SPHD: 50%
100% SPHD50/50100% PRRCF
Portfolio after 10yr
$29.4K
Annual income
$856.93/yr
Blended yield
2.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRRCF buys
0
SPHD buys
0
No recent congressional trades found for PRRCF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPRRCFSPHD
Forward yield7.22%4.33%
Annual dividend / share$0.67$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.3K$26.5K
Annual income after 10y$1,142.54$571.32
Total dividends collected$9.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PRRCF vs SPHD ($10,000, DRIP)

YearPRRCF PortfolioPRRCF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,422$722.40$11,133$432.85+$289.00PRRCF
2$12,993$771.17$12,363$450.36+$630.00PRRCF
3$14,722$819.83$13,695$467.39+$1.0KPRRCF
4$16,621$868.18$15,138$483.90+$1.5KPRRCF
5$18,701$916.02$16,697$499.88+$2.0KPRRCF
6$20,973$963.20$18,382$515.31+$2.6KPRRCF
7$23,451$1,009.57$20,198$530.17+$3.3KPRRCF
8$26,147$1,054.99$22,157$544.46+$4.0KPRRCF
9$29,077$1,099.34$24,266$558.18+$4.8KPRRCF
10$32,255$1,142.54$26,536$571.32+$5.7KPRRCF

PRRCF vs SPHD: Complete Analysis 2026

PRRCFStock

ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's financial products; business loans for wholesale and retail trade, agriculture, forestry and fishing, production, transportation and storage, and other activities, as well as investment, working capital, and green loans; and private loans, such as housing, investment, and other loans. It also offers current, savings, and term deposit accounts; mobile and electronic banking services; and card payment services, as well as grants credit lines and overdrafts. The company was formerly known as Internationale Micro Investitionen AG and changed its name to ProCredit Holding AG & Co. KGaA. ProCredit Holding AG & Co. KGaA was founded in 1998 and is based in Frankfurt am Main, Germany.

Full PRRCF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.