Is PRSVX or SCHD a better dividend investment in 2026?

PRSVX currently yields 10.85% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PRSVX offers higher current income.

What is the dividend yield difference between PRSVX and SCHD?

PRSVX has a forward dividend yield of 10.85% ($5.61/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 7.39 percentage points.

Home › Compare › PRSVX vs SCHD

PRSVX vs SCHD: Dividend Comparison 2026

PRSVX yields 10.85% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PRSVX wins by $12.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PRSVX

● Live price

10.85%

Share price

$51.74

Annual div

$5.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.0K

Annual income

$2,141.72

Full PRSVX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PRSVX vs SCHD

📍 PRSVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PRSVX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PRSVX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

—

PRSVX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRSVX

Annual income on $10K today (after 15% tax)

$922.38/yr

After 10yr DRIP, annual income (after tax)

$1,820.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PRSVX beats the other by $1,458.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PRSVX + SCHD for your $10,000?

PRSVX: 50%SCHD: 50%

100% SCHD50/50100% PRSVX

Portfolio after 10yr

$35.0K

Annual income

$1,283.83/yr

Blended yield

3.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRSVX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPRSVXSCHD

Forward yield	10.85% ✓	3.46%
Annual dividend / share	$5.61 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$41.0K ✓	$29.0K
Annual income after 10y	$2,141.72 ✓	$425.95
Total dividends collected	$16.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PRSVX vs SCHD ($10,000, DRIP)

Year	PRSVX Portfolio	PRSVX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,785	$1,085.16	$11,226	$346.36	+$559.00 → PRSVX
2	$13,805	$1,195.21	$12,572	$357.38	+$1.2K → PRSVX
3	$16,080	$1,308.49	$14,046	$367.84	+$2.0K → PRSVX
4	$18,630	$1,424.40	$15,660	$377.73	+$3.0K → PRSVX
5	$21,477	$1,542.32	$17,425	$387.07	+$4.1K → PRSVX
6	$24,642	$1,661.65	$19,354	$395.86	+$5.3K → PRSVX
7	$28,148	$1,781.80	$21,461	$404.13	+$6.7K → PRSVX
8	$32,021	$1,902.21	$23,762	$411.89	+$8.3K → PRSVX
9	$36,285	$2,022.35	$26,272	$419.15	+$10.0K → PRSVX
10	$40,966	$2,141.72	$29,010	$425.95	+$12.0K → PRSVX

PRSVX vs SCHD: Complete Analysis 2026

PRSVX — Stock

The investment seeks long-term capital growth. The fund will invest at least 80% of its net assets (including any borrowings for investment purposes) in companies with a market capitalization that is within or below the range of companies in the Russell 2000® Index. The fund may, on occasion, purchase companies with a market capitalization above the range.

Full PRSVX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.