Is PRSVX or VYM a better dividend investment in 2026?

PRSVX currently yields 10.85% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PRSVX offers higher current income.

What is the dividend yield difference between PRSVX and VYM?

PRSVX has a forward dividend yield of 10.85% ($5.61/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 8.44 percentage points.

Home › Compare › PRSVX vs VYM

PRSVX vs VYM: Dividend Comparison 2026

PRSVX yields 10.85% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PRSVX wins by $13.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PRSVX

● Live price

10.85%

Share price

$51.74

Annual div

$5.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.0K

Annual income

$2,141.72

Full PRSVX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PRSVX vs VYM

📍 PRSVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PRSVX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PRSVX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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PRSVX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PRSVX

Annual income on $10K today (after 15% tax)

$922.38/yr

After 10yr DRIP, annual income (after tax)

$1,820.46/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PRSVX beats the other by $1,583.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PRSVX + VYM for your $10,000?

PRSVX: 50%VYM: 50%

100% VYM50/50100% PRSVX

Portfolio after 10yr

$34.4K

Annual income

$1,210.13/yr

Blended yield

3.52%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PRSVX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPRSVXVYM

Forward yield	10.85% ✓	2.41%
Annual dividend / share	$5.61 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$41.0K ✓	$27.8K
Annual income after 10y	$2,141.72 ✓	$278.55
Total dividends collected	$16.1K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PRSVX vs VYM ($10,000, DRIP)

Year	PRSVX Portfolio	PRSVX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,785	$1,085.16	$11,151	$241.44	+$634.00 → PRSVX
2	$13,805	$1,195.21	$12,413	$246.79	+$1.4K → PRSVX
3	$16,080	$1,308.49	$13,794	$251.79	+$2.3K → PRSVX
4	$18,630	$1,424.40	$15,306	$256.47	+$3.3K → PRSVX
5	$21,477	$1,542.32	$16,960	$260.84	+$4.5K → PRSVX
6	$24,642	$1,661.65	$18,768	$264.92	+$5.9K → PRSVX
7	$28,148	$1,781.80	$20,745	$268.71	+$7.4K → PRSVX
8	$32,021	$1,902.21	$22,905	$272.24	+$9.1K → PRSVX
9	$36,285	$2,022.35	$25,265	$275.51	+$11.0K → PRSVX
10	$40,966	$2,141.72	$27,842	$278.55	+$13.1K → PRSVX

PRSVX vs VYM: Complete Analysis 2026

PRSVX — Stock

The investment seeks long-term capital growth. The fund will invest at least 80% of its net assets (including any borrowings for investment purposes) in companies with a market capitalization that is within or below the range of companies in the Russell 2000® Index. The fund may, on occasion, purchase companies with a market capitalization above the range.

Full PRSVX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.