HomeComparePSBKF vs EPRT

PSBKF vs EPRT: Dividend Comparison 2026

PSBKF yields 4.71% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $6.3K in total portfolio value· pulled ahead in Year 7
10 years
PSBKF
PSBKF
● Live price
4.71%
Share price
$0.67
Annual div
$0.03
5Y div CAGR
23.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.1K
Annual income
$9,483.50
Full PSBKF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — PSBKF vs EPRT

📍 EPRT pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBKFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSBKF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBKF pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBKF
Annual income on $10K today (after 15% tax)
$400.51/yr
After 10yr DRIP, annual income (after tax)
$8,060.97/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $2,853.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBKF + EPRT for your $10,000?

PSBKF: 50%EPRT: 50%
100% EPRT50/50100% PSBKF
Portfolio after 10yr
$60.2K
Annual income
$11,162.11/yr
Blended yield
18.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

PSBKF
No analyst data
Altman Z
0.1
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBKF buys
0
EPRT buys
0
No recent congressional trades found for PSBKF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBKFEPRT
Forward yield4.71%3.92%
Annual dividend / share$0.03$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.6%29%
Portfolio after 10y$57.1K$63.4K
Annual income after 10y$9,483.50$12,840.73
Total dividends collected$31.8K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PSBKF vs EPRT ($10,000, DRIP)

YearPSBKF PortfolioPSBKF Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,282$582.39$11,205$505.18+$77.00PSBKF
2$12,831$759.01$12,672$682.46+$159.00PSBKF
3$14,726$997.12$14,490$930.48+$236.00PSBKF
4$17,079$1,321.94$16,786$1,282.69+$293.00PSBKF
5$20,046$1,771.00$19,753$1,791.56+$293.00PSBKF
6$23,850$2,401.09$23,677$2,541.64+$173.00PSBKF
7← crossover$28,820$3,299.96$29,008$3,672.99$188.00EPRT
8$35,443$4,606.18$36,463$5,425.08$1.0KEPRT
9$44,468$6,543.66$47,238$8,221.57$2.8KEPRT
10$57,064$9,483.50$63,385$12,840.73$6.3KEPRT

PSBKF vs EPRT: Complete Analysis 2026

PSBKFStock

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.

Full PSBKF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.