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PSBKF vs GBDC: Dividend Comparison 2026

PSBKF yields 4.71% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.79M in total portfolio value
10 years
PSBKF
PSBKF
● Live price
4.71%
Share price
$0.67
Annual div
$0.03
5Y div CAGR
23.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.1K
Annual income
$9,483.50
Full PSBKF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — PSBKF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBKFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSBKF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBKF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBKF
Annual income on $10K today (after 15% tax)
$400.51/yr
After 10yr DRIP, annual income (after tax)
$8,060.97/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,975,062.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBKF + GBDC for your $10,000?

PSBKF: 50%GBDC: 50%
100% GBDC50/50100% PSBKF
Portfolio after 10yr
$10.45M
Annual income
$8,230,108.67/yr
Blended yield
78.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

PSBKF
No analyst data
Altman Z
0.1
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBKF buys
0
GBDC buys
0
No recent congressional trades found for PSBKF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBKFGBDC
Forward yield4.71%11.86%
Annual dividend / share$0.03$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR23.6%51.1%
Portfolio after 10y$57.1K$20.85M
Annual income after 10y$9,483.50$16,450,733.83
Total dividends collected$31.8K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: PSBKF vs GBDC ($10,000, DRIP)

YearPSBKF PortfolioPSBKF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,282$582.39$12,492$1,791.70$1.2KGBDC
2$12,831$759.01$16,527$3,160.58$3.7KGBDC
3$14,726$997.12$23,588$5,904.90$8.9KGBDC
4$17,079$1,321.94$37,141$11,901.65$20.1KGBDC
5$20,046$1,771.00$66,205$26,463.38$46.2KGBDC
6$23,850$2,401.09$137,452$66,612.65$113.6KGBDC
7$28,820$3,299.96$342,372$195,298.53$313.6KGBDC
8$35,443$4,606.18$1,053,292$686,954.33$1.02MGBDC
9$44,468$6,543.66$4,111,439$2,984,416.95$4.07MGBDC
10$57,064$9,483.50$20,849,974$16,450,733.83$20.79MGBDC

PSBKF vs GBDC: Complete Analysis 2026

PSBKFStock

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.

Full PSBKF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.