HomeComparePSBQ vs EPRT

PSBQ vs EPRT: Dividend Comparison 2026

PSBQ yields 2.45% · EPRT yields 3.97%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PSBQ wins by $32.38M in total portfolio value· pulled ahead in Year 2
10 years
PSBQ
PSBQ
● Live price
2.45%
Share price
$27.74
Annual div
$0.68
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.45M
Annual income
$28,796,016.90
Full PSBQ calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — PSBQ vs EPRT

📍 PSBQ pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSBQEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSBQ + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSBQ pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSBQ
Annual income on $10K today (after 15% tax)
$208.36/yr
After 10yr DRIP, annual income (after tax)
$24,476,614.37/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, PSBQ beats the other by $24,465,419.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSBQ + EPRT for your $10,000?

PSBQ: 50%EPRT: 50%
100% EPRT50/50100% PSBQ
Portfolio after 10yr
$16.26M
Annual income
$14,404,593.88/yr
Blended yield
88.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

PSBQ
No analyst data
Altman Z
-0.1
Piotroski
9/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSBQ buys
0
EPRT buys
0
No recent congressional trades found for PSBQ or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSBQEPRT
Forward yield2.45%3.97%
Annual dividend / share$0.68$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%29%
Portfolio after 10y$32.45M$64.3K
Annual income after 10y$28,796,016.90$13,170.85
Total dividends collected$32.14M$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: PSBQ vs EPRT ($10,000, DRIP)

YearPSBQ PortfolioPSBQ Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,167$467.22$11,212$512.01$45.00EPRT
2← crossover$12,878$929.42$12,689$692.09+$189.00PSBQ
3$15,689$1,909.25$14,521$944.30+$1.2KPSBQ
4$20,931$4,143.24$16,841$1,302.88+$4.1KPSBQ
5$32,242$9,846.06$19,841$1,821.64+$12.4KPSBQ
6$61,516$27,017.16$23,818$2,587.47+$37.7KPSBQ
7$157,644$91,822.07$29,230$3,744.65+$128.4KPSBQ
8$587,836$419,157.00$36,816$5,540.38+$551.0KPSBQ
9$3,413,147$2,784,162.41$47,806$8,413.17+$3.37MPSBQ
10$32,448,084$28,796,016.90$64,324$13,170.85+$32.38MPSBQ

PSBQ vs EPRT: Complete Analysis 2026

PSBQStock

PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.

Full PSBQ Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.