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PSMD vs HDV: Dividend Comparison 2026

PSMD yields 6.27% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PSMD wins by $6.0K in total portfolio value
10 years
PSMD
PSMD
● Live price
6.27%
Share price
$31.89
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$934.99
Full PSMD calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — PSMD vs HDV

📍 PSMD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSMDHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PSMD + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PSMD pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSMD
Annual income on $10K today (after 15% tax)
$533.08/yr
After 10yr DRIP, annual income (after tax)
$794.74/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, PSMD beats the other by $494.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSMD + HDV for your $10,000?

PSMD: 50%HDV: 50%
100% HDV50/50100% PSMD
Portfolio after 10yr
$27.3K
Annual income
$643.86/yr
Blended yield
2.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSMD buys
0
HDV buys
0
No recent congressional trades found for PSMD or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSMDHDV
Forward yield6.27% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.3K ✓$24.3K
Annual income after 10y$934.99 ✓$352.73
Total dividends collected$7.9K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PSMD vs HDV ($10,000, DRIP)

YearPSMD PortfolioPSMD Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,327$627.16$11,002$292.38+$325.00 → PSMD
2$12,784$663.92$12,084$300.36+$700.00 → PSMD
3$14,379$700.28$13,250$308.02+$1.1K → PSMD
4$16,122$736.13$14,506$315.35+$1.6K → PSMD
5$18,022$771.35$15,858$322.35+$2.2K → PSMD
6$20,089$805.85$17,313$329.04+$2.8K → PSMD
7$22,335$839.52$18,878$335.42+$3.5K → PSMD
8$24,771$872.31$20,560$341.49+$4.2K → PSMD
9$27,409$904.15$22,367$347.25+$5.0K → PSMD
10$30,262$934.99$24,307$352.73+$6.0K → PSMD

PSMD vs HDV: Complete Analysis 2026

PSMD — Stock

An exchange traded fund (ETF) that seeks to match returns, before fees and expenses, of the SPDR S&P 500 ETF Trust (the “underlying ETF”) up to a predetermined upside cap (the “Cap”), while also providing a downside risk mitigation buffer (the “Buffer”) over an approximate one-year period.

Full PSMD Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.