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PSTVY vs ADC: Dividend Comparison 2026

PSTVY yields 5.45% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $145.1K in total portfolio value· pulled ahead in Year 4
10 years
PSTVY
PSTVY
● Live price
5.45%
Share price
$12.10
Annual div
$0.66
5Y div CAGR
7.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,812.19
Full PSTVY calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — PSTVY vs ADC

📍 ADC pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPSTVYADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PSTVY + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PSTVY pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PSTVY
Annual income on $10K today (after 15% tax)
$463.64/yr
After 10yr DRIP, annual income (after tax)
$1,540.36/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,137.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PSTVY + ADC for your $10,000?

PSTVY: 50%ADC: 50%
100% ADC50/50100% PSTVY
Portfolio after 10yr
$106.4K
Annual income
$41,304.74/yr
Blended yield
38.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

PSTVY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PSTVY buys
0
ADC buys
0
No recent congressional trades found for PSTVY or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPSTVYADC
Forward yield5.45%4.13%
Annual dividend / share$0.66$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR7.4%40.4%
Portfolio after 10y$33.8K$178.9K
Annual income after 10y$1,812.19$80,797.29
Total dividends collected$11.0K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: PSTVY vs ADC ($10,000, DRIP)

YearPSTVY PortfolioPSTVY Income/yrADC PortfolioADC Income/yrGap
1$11,286$585.82$10,990$580.36+$296.00PSTVY
2$12,739$663.62$12,301$860.26+$438.00PSTVY
3$14,383$751.89$14,104$1,298.62+$279.00PSTVY
4← crossover$16,242$852.07$16,691$2,008.16$449.00ADC
5$18,345$965.79$20,580$3,205.09$2.2KADC
6$20,724$1,094.90$26,754$5,330.02$6.0KADC
7$23,416$1,241.52$37,196$9,345.14$13.8KADC
8$26,463$1,408.05$56,244$17,523.09$29.8KADC
9$29,913$1,597.23$94,286$35,736.21$64.4KADC
10$33,819$1,812.19$178,949$80,797.29$145.1KADC

PSTVY vs ADC: Complete Analysis 2026

PSTVYStock

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services. This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services. The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services. Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals. The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.

Full PSTVY Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.