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PT vs EPRT: Dividend Comparison 2026

PT yields 208.22% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PT wins by $150.96M in total portfolio value
10 years
PT
PT
● Live price
208.22%
Share price
$0.96
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$151.02M
Annual income
$77,656,665.93
Full PT calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — PT vs EPRT

📍 PT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PT + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PT pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PT
Annual income on $10K today (after 15% tax)
$17,699.12/yr
After 10yr DRIP, annual income (after tax)
$66,008,166.04/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, PT beats the other by $65,997,251.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PT + EPRT for your $10,000?

PT: 50%EPRT: 50%
100% EPRT50/50100% PT
Portfolio after 10yr
$75.54M
Annual income
$38,834,753.33/yr
Blended yield
51.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

PT
Analyst Ratings
2
Buy
5
Hold
2
Sell
Consensus: Hold
Altman Z
-41.6
Piotroski
2/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PT buys
0
EPRT buys
0
No recent congressional trades found for PT or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTEPRT
Forward yield208.22%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$151.02M$63.4K
Annual income after 10y$77,656,665.93$12,840.73
Total dividends collected$142.63M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: PT vs EPRT ($10,000, DRIP)

YearPT PortfolioPT Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$31,522$20,822.49$11,205$505.18+$20.3KPT
2$95,073$61,343.61$12,672$682.46+$82.4KPT
3$274,638$172,910.27$14,490$930.48+$260.1KPT
4$760,675$466,811.95$16,786$1,282.69+$743.9KPT
5$2,022,282$1,208,360.31$19,753$1,791.56+$2.00MPT
6$5,166,152$3,002,309.72$23,677$2,541.64+$5.14MPT
7$12,695,768$7,167,985.38$29,008$3,672.99+$12.67MPT
8$30,047,326$16,462,854.81$36,463$5,425.08+$30.01MPT
9$68,564,626$36,413,987.32$47,238$8,221.57+$68.52MPT
10$151,020,816$77,656,665.93$63,385$12,840.73+$150.96MPT

PT vs EPRT: Complete Analysis 2026

PTStock

Pintec Technology Holdings Limited, together with its subsidiaries, operates an online technology platform that enables financial services in the People's Republic of China. The company connects business partners and financial partners on its platform and enables them to provide financial services to end users. Its technology platform's financial services include assistance for borrowers to obtain loans from third party investors and various financial partners; a lending solution for borrowers who want to finance online purchases or who have personal or business installment loan requests; and a wealth management and insurance product distribution solution for asset management and insurance companies to facilitate the sales of products. Pintec Technology Holdings Limited was founded in 2012 and is headquartered in Beijing, the People's Republic of China.

Full PT Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.