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PT vs MCD: Dividend Comparison 2026

PT yields 208.22% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PT wins by $150.94M in total portfolio value
10 years
PT
PT
● Live price
208.22%
Share price
$0.96
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$151.02M
Annual income
$77,656,665.93
Full PT calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — PT vs MCD

📍 PT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPTMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PT + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PT pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PT
Annual income on $10K today (after 15% tax)
$17,699.12/yr
After 10yr DRIP, annual income (after tax)
$66,008,166.04/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, PT beats the other by $65,985,872.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PT + MCD for your $10,000?

PT: 50%MCD: 50%
100% MCD50/50100% PT
Portfolio after 10yr
$75.55M
Annual income
$38,841,446.82/yr
Blended yield
51.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

PT
No analyst data
Altman Z
-41.6
Piotroski
2/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PT buys
0
MCD buys
0
No recent congressional trades found for PT or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPTMCD
Forward yield208.22% ✓2.35%
Annual dividend / share$2.00$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3% ✓
Portfolio after 10y$151.02M ✓$78.5K
Annual income after 10y$77,656,665.93 ✓$26,227.70
Total dividends collected$142.63M ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: PT vs MCD ($10,000, DRIP)

YearPT PortfolioPT Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$31,522$20,822.49$10,815$334.85+$20.7K → PT
2$95,073$61,343.61$11,826$491.71+$83.2K → PT
3$274,638$172,910.27$13,123$730.06+$261.5K → PT
4$760,675$466,811.95$14,853$1,100.07+$745.8K → PT
5$2,022,282$1,208,360.31$17,257$1,690.61+$2.01M → PT
6$5,166,152$3,002,309.72$20,752$2,667.01+$5.15M → PT
7$12,695,768$7,167,985.38$26,103$4,354.83+$12.67M → PT
8$30,047,326$16,462,854.81$34,794$7,437.78+$30.01M → PT
9$68,564,626$36,413,987.32$49,926$13,461.60+$68.51M → PT
10$151,020,816$77,656,665.93$78,550$26,227.70+$150.94M → PT

PT vs MCD: Complete Analysis 2026

PT — Stock

Pintec Technology Holdings Limited, together with its subsidiaries, operates an online technology platform that enables financial services in the People's Republic of China. The company connects business partners and financial partners on its platform and enables them to provide financial services to end users. Its technology platform's financial services include assistance for borrowers to obtain loans from third party investors and various financial partners; a lending solution for borrowers who want to finance online purchases or who have personal or business installment loan requests; and a wealth management and insurance product distribution solution for asset management and insurance companies to facilitate the sales of products. Pintec Technology Holdings Limited was founded in 2012 and is headquartered in Beijing, the People's Republic of China.

Full PT Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.