Is PZTRX or HDV a better dividend investment in 2026?

PZTRX currently yields 3.60% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: PZTRX offers higher current income.

What is the dividend yield difference between PZTRX and HDV?

PZTRX has a forward dividend yield of 3.60% ($0.19/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.68 percentage points.

Home › Compare › PZTRX vs HDV

PZTRX vs HDV: Dividend Comparison 2026

PZTRX yields 3.60% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PZTRX wins by $955.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

PZTRX

● Live price

3.60%

Share price

$5.25

Annual div

$0.19

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$453.96

Full PZTRX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — PZTRX vs HDV

📍 PZTRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PZTRX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PZTRX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

—

PZTRX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PZTRX

Annual income on $10K today (after 15% tax)

$306.11/yr

After 10yr DRIP, annual income (after tax)

$385.87/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, PZTRX beats the other by $86.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PZTRX + HDV for your $10,000?

PZTRX: 50%HDV: 50%

100% HDV50/50100% PZTRX

Portfolio after 10yr

$24.8K

Annual income

$402.84/yr

Blended yield

1.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PZTRX buys

HDV buys

No recent congressional trades found for PZTRX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPZTRXHDV

Forward yield	3.60% ✓	2.92%
Annual dividend / share	$0.19	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.3K ✓	$24.3K
Annual income after 10y	$453.96 ✓	$351.71
Total dividends collected	$4.1K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PZTRX vs HDV ($10,000, DRIP)

Year	PZTRX Portfolio	PZTRX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,060	$360.13	$11,002	$291.67	+$58.00 → PZTRX
2	$12,207	$372.25	$12,082	$299.61	+$125.00 → PZTRX
3	$13,445	$383.96	$13,247	$307.23	+$198.00 → PZTRX
4	$14,781	$395.25	$14,503	$314.52	+$278.00 → PZTRX
5	$16,222	$406.11	$15,854	$321.50	+$368.00 → PZTRX
6	$17,774	$416.54	$17,308	$328.15	+$466.00 → PZTRX
7	$19,445	$426.53	$18,871	$334.49	+$574.00 → PZTRX
8	$21,242	$436.10	$20,551	$340.53	+$691.00 → PZTRX
9	$23,175	$445.24	$22,357	$346.27	+$818.00 → PZTRX
10	$25,251	$453.96	$24,296	$351.71	+$955.00 → PZTRX

PZTRX vs HDV: Complete Analysis 2026

PZTRX — Stock

The fund normally invests at least 65% of its total assets in income-producing debt securities of U.S. and foreign corporations and governments, supranational organizations, semi-governmental entities or government agencies, authorities or instrumentalities, investment-grade U.S. or foreign mortgage-related securities, asset-backed securities, and U.S. or foreign short-term and long-term bank debt securities or bank deposits. It may invest in debt securities that are denominated in U.S. dollars or foreign currencies.

Full PZTRX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.