HomeComparePZTRX vs SCHD

PZTRX vs SCHD: Dividend Comparison 2026

PZTRX yields 3.60% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.7K in total portfolio value
10 years
PZTRX
PZTRX
● Live price
3.60%
Share price
$5.25
Annual div
$0.19
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$453.96
Full PZTRX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PZTRX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPZTRXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PZTRX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PZTRX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PZTRX
Annual income on $10K today (after 15% tax)
$306.11/yr
After 10yr DRIP, annual income (after tax)
$385.87/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PZTRX beats the other by $26.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PZTRX + SCHD for your $10,000?

PZTRX: 50%SCHD: 50%
100% SCHD50/50100% PZTRX
Portfolio after 10yr
$27.1K
Annual income
$438.28/yr
Blended yield
1.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PZTRX buys
0
SCHD buys
0
No recent congressional trades found for PZTRX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPZTRXSCHD
Forward yield3.60%3.44%
Annual dividend / share$0.19$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.3K$29.0K
Annual income after 10y$453.96$422.61
Total dividends collected$4.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PZTRX vs SCHD ($10,000, DRIP)

YearPZTRX PortfolioPZTRX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,060$360.13$11,224$344.10$164.00SCHD
2$12,207$372.25$12,567$354.98$360.00SCHD
3$13,445$383.96$14,038$365.30$593.00SCHD
4$14,781$395.25$15,648$375.06$867.00SCHD
5$16,222$406.11$17,410$384.27$1.2KSCHD
6$17,774$416.54$19,335$392.95$1.6KSCHD
7$19,445$426.53$21,437$401.10$2.0KSCHD
8$21,242$436.10$23,733$408.75$2.5KSCHD
9$23,175$445.24$26,237$415.91$3.1KSCHD
10$25,251$453.96$28,968$422.61$3.7KSCHD

PZTRX vs SCHD: Complete Analysis 2026

PZTRXStock

The fund normally invests at least 65% of its total assets in income-producing debt securities of U.S. and foreign corporations and governments, supranational organizations, semi-governmental entities or government agencies, authorities or instrumentalities, investment-grade U.S. or foreign mortgage-related securities, asset-backed securities, and U.S. or foreign short-term and long-term bank debt securities or bank deposits. It may invest in debt securities that are denominated in U.S. dollars or foreign currencies.

Full PZTRX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.