HomeCompareQYLD vs CFG

QYLD vs CFG: Dividend Comparison 2026

QYLD yields 12.24% · CFG yields 3.06%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CFG wins by $3.9K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
12.24%
Share price
$16.70
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$6,038.84
Full QYLD calculator →
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →

Portfolio growth — QYLD vs CFG

📍 CFG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodQYLDCFG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, QYLD + CFG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
QYLD pays
CFG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

QYLD
Annual income on $10K today (after 15% tax)
$1,040.82/yr
After 10yr DRIP, annual income (after tax)
$5,133.01/yr
CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
At 15% tax rate, QYLD beats the other by $3,697.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of QYLD + CFG for your $10,000?

QYLD: 50%CFG: 50%
100% CFG50/50100% QYLD
Portfolio after 10yr
$28.5K
Annual income
$3,863.58/yr
Blended yield
13.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

QYLD
No analyst data
CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

QYLD buys
1
CFG buys
0
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricQYLDCFG
Forward yield12.24%3.06%
Annual dividend / share$2.04$1.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%14.2%
Portfolio after 10y$26.5K$30.4K
Annual income after 10y$6,038.84$1,688.32
Total dividends collected$28.5K$8.6K
Payment frequencymonthlyquarterly
SectorETFFinancials

Year-by-year: QYLD vs CFG ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrCFG PortfolioCFG Income/yrGap
1← crossover$10,384$1,224.49$11,050$349.86$666.00CFG
2$10,900$1,388.18$12,236$412.60$1.3KCFG
3$11,576$1,590.76$13,580$487.63$2.0KCFG
4$12,447$1,844.20$15,108$577.61$2.7KCFG
5$13,567$2,164.97$16,852$685.86$3.3KCFG
6$15,003$2,576.05$18,848$816.48$3.8KCFG
7$16,853$3,110.04$21,142$974.64$4.3KCFG
8$19,251$3,813.85$23,789$1,166.83$4.5KCFG
9$22,390$4,756.08$26,855$1,401.25$4.5KCFG
10$26,548$6,038.84$30,423$1,688.32$3.9KCFG

QYLD vs CFG: Complete Analysis 2026

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Full CFG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.