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RAAS vs GBDC: Dividend Comparison 2026

RAAS yields 176.99% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RAAS wins by $39.06M in total portfolio value
10 years
RAAS
RAAS
● Live price
176.99%
Share price
$1.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.91M
Annual income
$28,374,606.88
Full RAAS calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — RAAS vs GBDC

📍 RAAS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAASGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RAAS + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RAAS pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAAS
Annual income on $10K today (after 15% tax)
$15,044.25/yr
After 10yr DRIP, annual income (after tax)
$24,118,415.85/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, RAAS beats the other by $10,135,292.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAAS + GBDC for your $10,000?

RAAS: 50%GBDC: 50%
100% GBDC50/50100% RAAS
Portfolio after 10yr
$40.38M
Annual income
$22,412,670.36/yr
Blended yield
55.50%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

RAAS
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAAS buys
0
GBDC buys
0
No recent congressional trades found for RAAS or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAASGBDC
Forward yield176.99% ✓11.86%
Annual dividend / share$2.00 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$59.91M ✓$20.85M
Annual income after 10y$28,374,606.88 ✓$16,450,733.83
Total dividends collected$56.06M ✓$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: RAAS vs GBDC ($10,000, DRIP)

YearRAAS PortfolioRAAS Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$28,399$17,699.12$12,492$1,791.70+$15.9K → RAAS
2$77,363$46,975.63$16,527$3,160.58+$60.8K → RAAS
3$202,374$119,595.68$23,588$5,904.90+$178.8K → RAAS
4$508,924$292,384.53$37,141$11,901.65+$471.8K → RAAS
5$1,231,728$687,178.80$66,205$26,463.38+$1.17M → RAAS
6$2,872,294$1,554,345.16$137,452$66,612.65+$2.73M → RAAS
7$6,460,843$3,387,488.18$342,372$195,298.53+$6.12M → RAAS
8$14,034,320$7,121,218.07$1,053,292$686,954.33+$12.98M → RAAS
9$29,473,540$14,456,817.64$4,111,439$2,984,416.95+$25.36M → RAAS
10$59,911,295$28,374,606.88$20,849,974$16,450,733.83+$39.06M → RAAS

RAAS vs GBDC: Complete Analysis 2026

RAAS — Stock

Cloopen Group Holding Limited, through its subsidiaries, provides cloud-based communications solutions in the People's Republic of China. The company offers a suite of cloud-based communications solutions, which include communications platform as a service solution that provides application programing interfaces and software development kits to embed messaging, voice call, audio and video, instant messaging, and other communications into enterprises' applications, services, and/or business processes; cloud-based contact centers, which offers RongCC and 7moor Cloud solutions; and cloud-based unified communications and collaborations, such as RongVideo that provides instant messaging, audio and video conferencing, and telephony solutions. It serves a customer base consisting of enterprises of various industries, including internet, telecommunications, financial services, education, industrial manufacturing, and energy. The company was founded in 2012 and is headquartered in Beijing, China.

Full RAAS Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.