Is RAFLF or GBDC a better dividend investment in 2026?

RAFLF currently yields 2.50% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: GBDC offers higher current income.

What is the dividend yield difference between RAFLF and GBDC?

RAFLF has a forward dividend yield of 2.50% ($0.02/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 9.36 percentage points.

Home › Compare › RAFLF vs GBDC

RAFLF vs GBDC: Dividend Comparison 2026

RAFLF yields 2.50% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RAFLF wins by $153.17M in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

RAFLF

● Live price

2.50%

Share price

$0.80

Annual div

$0.02

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$174.02M

Annual income

$161,605,883.52

Full RAFLF calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — RAFLF vs GBDC

📍 RAFLF pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RAFLF	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RAFLF + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RAFLF pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAFLF

Annual income on $10K today (after 15% tax)

$212.50/yr

After 10yr DRIP, annual income (after tax)

$137,365,000.99/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, RAFLF beats the other by $123,381,877.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RAFLF + GBDC for your $10,000?

RAFLF: 50%GBDC: 50%

100% GBDC50/50100% RAFLF

Portfolio after 10yr

$97.44M

Annual income

$89,028,308.68/yr

Blended yield

91.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

RAFLF

No analyst data

Altman Z

4.5

Piotroski

7/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAFLF buys

GBDC buys

No recent congressional trades found for RAFLF or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRAFLFGBDC

Forward yield	2.50%	11.86% ✓
Annual dividend / share	$0.02	$1.50 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	51.1%
Portfolio after 10y	$174.02M ✓	$20.85M
Annual income after 10y	$161,605,883.52 ✓	$16,450,733.83
Total dividends collected	$173.07M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: RAFLF vs GBDC ($10,000, DRIP)

Year	RAFLF Portfolio	RAFLF Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1	$11,200	$500.00	$12,492	$1,791.70	$1.3K → GBDC
2	$13,031	$1,046.73	$16,527	$3,160.58	$3.5K → GBDC
3	$16,219	$2,276.31	$23,588	$5,904.90	$7.4K → GBDC
4	$22,650	$5,295.88	$37,141	$11,901.65	$14.5K → GBDC
5	$38,060	$13,823.91	$66,205	$26,463.38	$28.1K → GBDC
6	$84,142	$43,417.83	$137,452	$66,612.65	$53.3K → GBDC
7	$269,447	$179,415.29	$342,372	$195,298.53	$72.9K → GBDC
8← crossover	$1,362,216	$1,073,907.87	$1,053,292	$686,954.33	+$308.9K → RAFLF
9	$11,605,696	$10,148,124.92	$4,111,439	$2,984,416.95	+$7.49M → RAFLF
10	$174,023,979	$161,605,883.52	$20,849,974	$16,450,733.83	+$153.17M → RAFLF

RAFLF vs GBDC: Complete Analysis 2026

RAFLF — Stock

Raffles Medical Group Ltd provides integrated private healthcare services primarily in Singapore, Greater China, Vietnam, Cambodia, and Japan. The company operates through Healthcare Services, Hospital Services, and Investment Holdings segments. Its flagship hospital is the Raffles Hospital, a tertiary care hospital that offers cancer, children and women care, Chinese medicine, counselling, dental, dialysis, diabetes and endocrinology, ear, nose, throat, eye, fertility, heart, internal medicine, neuroscience, pain management, rehabilitation, orthopedic, skin and aesthetics, surgery, nuclear medicine, and urology services. The company also offers emergency services, family medicine services, health screening, and various multi-disciplinary specialist clinic services. In addition, it trades in pharmaceutical and nutraceutical products, and diagnostic equipment; provides advisory and consultancy services, and develops IT solutions; and engages in research and experimental development on biotechnology, and life and medical science. Raffles Medical Group Ltd was founded in 1976 and is based in Singapore. Raffles Medical Group Ltd operates as a subsidiary of Raffles Medical Holdings Pte. Ltd.

Full RAFLF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.