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RAIFF vs ARCC: Dividend Comparison 2026

RAIFF yields 2.65% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RAIFF wins by $227.18M in total portfolio value· pulled ahead in Year 2
10 years
RAIFF
RAIFF
● Live price
2.65%
Share price
$45.00
Annual div
$1.19
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227.20M
Annual income
$211,828,819.73
Full RAIFF calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — RAIFF vs ARCC

📍 RAIFF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRAIFFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RAIFF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RAIFF pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RAIFF
Annual income on $10K today (after 15% tax)
$224.97/yr
After 10yr DRIP, annual income (after tax)
$180,054,496.77/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, RAIFF beats the other by $180,054,495.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RAIFF + ARCC for your $10,000?

RAIFF: 50%ARCC: 50%
100% ARCC50/50100% RAIFF
Portfolio after 10yr
$113.61M
Annual income
$105,914,410.44/yr
Blended yield
93.22%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

RAIFF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.2
Piotroski
5/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RAIFF buys
0
ARCC buys
0
No recent congressional trades found for RAIFF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRAIFFARCC
Forward yield2.65%10.82%
Annual dividend / share$1.19$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%-50%
Portfolio after 10y$227.20M$24.5K
Annual income after 10y$211,828,819.73$1.16
Total dividends collected$226.04M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: RAIFF vs ARCC ($10,000, DRIP)

YearRAIFF PortfolioRAIFF Income/yrARCC PortfolioARCC Income/yrGap
1$11,229$529.33$11,381$541.15$152.00ARCC
2← crossover$13,126$1,111.04$12,621$284.08+$505.00RAIFF
3$16,473$2,427.55$13,827$145.31+$2.6KRAIFF
4$23,320$5,694.24$15,062$73.43+$8.3KRAIFF
5$40,020$15,067.66$16,364$36.89+$23.7KRAIFF
6$91,154$48,332.58$17,757$18.49+$73.4KRAIFF
7$303,306$205,770.63$19,258$9.25+$284.0KRAIFF
8$1,604,311$1,279,774.03$20,880$4.63+$1.58MRAIFF
9$14,369,440$12,652,827.07$22,636$2.32+$14.35MRAIFF
10$227,204,120$211,828,819.73$24,539$1.16+$227.18MRAIFF

RAIFF vs ARCC: Complete Analysis 2026

RAIFFStock

Raiffeisen Bank International AG, together with its subsidiaries, provides corporate, retail, and investment banking services. The company offers cross border accounts; and cash management services, such as account, reporting, payment, clearing, settlement, and cash pooling services; electronic banking; and SEPA and cross-border payments to billing solutions. It also provides investor services, including custody and fund administration services, as well as execution services comprising electronic sales trading, direct market access, and fund brokerage services; trade, working capital, export, sustainable, and real estate finance services, as well as commodity and structured trade, project, and supply chain finance products; and cards. In addition, the company offers bank guarantees, sureties, and letters of credit, as well as documentary collection products; hedging, factoring, and leasing services; and fixed income, money market and securities, asset management, and structured products for corporate and institutional customers. Further, it arranges syndicated loans and structure asset based finance transactions; and assists clients in mergers, acquisitions, sales, and privatizations. As of December 31, 2020, the company operated through a network of 1,857 business outlets in Central, Southeastern, and Eastern Europe. Raiffeisen Bank International AG was founded in 1886 and is headquartered in Vienna, Austria.

Full RAIFF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.