HomeCompareRBCPF vs MCD

RBCPF vs MCD: Dividend Comparison 2026

RBCPF yields 3.36% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $48.6K in total portfolio value· pulled ahead in Year 5
10 years
RBCPF
RBCPF
● Live price
3.36%
Share price
$17.28
Annual div
$0.58
5Y div CAGR
11.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.0K
Annual income
$1,484.01
Full RBCPF calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — RBCPF vs MCD

📍 MCD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRBCPFMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RBCPF + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RBCPF pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RBCPF
Annual income on $10K today (after 15% tax)
$285.35/yr
After 10yr DRIP, annual income (after tax)
$1,261.41/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $21,032.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RBCPF + MCD for your $10,000?

RBCPF: 50%MCD: 50%
100% MCD50/50100% RBCPF
Portfolio after 10yr
$54.3K
Annual income
$13,855.86/yr
Blended yield
25.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

RBCPF
Analyst Ratings
6
Buy
16
Hold
1
Sell
Consensus: Hold
Altman Z
-0.4
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RBCPF buys
0
MCD buys
0
No recent congressional trades found for RBCPF or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRBCPFMCD
Forward yield3.36%2.35%
Annual dividend / share$0.58$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.8%42.3%
Portfolio after 10y$30.0K$78.5K
Annual income after 10y$1,484.01$26,227.70
Total dividends collected$8.1K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: RBCPF vs MCD ($10,000, DRIP)

YearRBCPF PortfolioRBCPF Income/yrMCD PortfolioMCD Income/yrGap
1$11,075$375.32$10,815$334.85+$260.00RBCPF
2$12,285$434.33$11,826$491.71+$459.00RBCPF
3$13,648$503.38$13,123$730.06+$525.00RBCPF
4$15,188$584.33$14,853$1,100.07+$335.00RBCPF
5← crossover$16,931$679.42$17,257$1,690.61$326.00MCD
6$18,907$791.35$20,752$2,667.01$1.8KMCD
7$21,154$923.37$26,103$4,354.83$4.9KMCD
8$23,714$1,079.45$34,794$7,437.78$11.1KMCD
9$26,638$1,264.38$49,926$13,461.60$23.3KMCD
10$29,987$1,484.01$78,550$26,227.70$48.6KMCD

RBCPF vs MCD: Complete Analysis 2026

RBCPFStock

Royal Bank of Canada operates as a diversified financial service company. The company operates through five segments: Personal & Commercial Banking, Wealth Management, Insurance, Investor & Treasury, and Capital Markets. The Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, mutual funds and self-directed brokerage accounts, guaranteed investment certificates, credit cards, and payment products and solutions, as well as indirect lending, including auto financing; and lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, trade products, and services to small and medium-sized commercial businesses. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. The Wealth Management segment provides a suite of advice-based solutions and strategies to high net worth and ultra-high net worth individuals, and institutional clients. The Insurance segment offers life, health, wealth, home, auto, travel, annuities, and reinsurance advice and solutions through its advice centers, RBC insurance stores, mobile advisors, and digital platforms, as well as independent brokers and partners. The Investor & Treasury Services segment provides custody, fund administration, shareholder, private capital, transaction banking, cash and liquidity management, foreign exchange, securities finance, and treasury services. The Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, advisory, sale, and trading services for corporations, institutional investors, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.

Full RBCPF Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.