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RCC vs DIVO: Dividend Comparison 2026

RCC yields 5.74% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $9.5K in total portfolio value
10 years
RCC
RCC
● Live price
5.74%
Share price
$25.04
Annual div
$1.44
5Y div CAGR
-34.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$8.56
Full RCC calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — RCC vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RCC + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCC pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCC
Annual income on $10K today (after 15% tax)
$487.98/yr
After 10yr DRIP, annual income (after tax)
$7.28/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $849.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCC + DIVO for your $10,000?

RCC: 50%DIVO: 50%
100% DIVO50/50100% RCC
Portfolio after 10yr
$26.2K
Annual income
$508.52/yr
Blended yield
1.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCC buys
0
DIVO buys
0
No recent congressional trades found for RCC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCCDIVO
Forward yield5.74%6.62%
Annual dividend / share$1.44$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.9%0%
Portfolio after 10y$21.5K$31.0K
Annual income after 10y$8.56$1,008.47
Total dividends collected$1.1K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RCC vs DIVO ($10,000, DRIP)

YearRCC PortfolioRCC Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,074$373.74$11,362$661.96$288.00DIVO
2$12,101$251.80$12,860$702.91$759.00DIVO
3$13,115$167.41$14,504$743.56$1.4KDIVO
4$14,144$110.39$16,303$783.73$2.2KDIVO
5$15,206$72.43$18,268$823.31$3.1KDIVO
6$16,318$47.38$20,408$862.17$4.1KDIVO
7$17,491$30.93$22,737$900.20$5.2KDIVO
8$18,736$20.17$25,266$937.31$6.5KDIVO
9$20,060$13.15$28,008$973.42$7.9KDIVO
10$21,473$8.56$30,977$1,008.47$9.5KDIVO

RCC vs DIVO: Complete Analysis 2026

RCCStock

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

Full RCC Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.