HomeCompareRCC vs MAIN

RCC vs MAIN: Dividend Comparison 2026

RCC yields 5.74% · MAIN yields 7.09%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $47.93M in total portfolio value
10 years
RCC
RCC
● Live price
5.74%
Share price
$25.04
Annual div
$1.44
5Y div CAGR
-34.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$8.56
Full RCC calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — RCC vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCCMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RCC + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCC pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCC
Annual income on $10K today (after 15% tax)
$487.98/yr
After 10yr DRIP, annual income (after tax)
$7.28/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, MAIN beats the other by $34,177,386.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCC + MAIN for your $10,000?

RCC: 50%MAIN: 50%
100% MAIN50/50100% RCC
Portfolio after 10yr
$23.98M
Annual income
$20,104,353.84/yr
Blended yield
83.82%
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Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

RCC
No analyst data
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCC buys
0
MAIN buys
1
PoliticianChamberTickerTypeAmountDate
David Cheston Rouzer🏢 House$MAIN▼ Sell$15,001 - $50,0002021-11-15
David Cheston Rouzer🏢 House$MAIN▲ Buy$1,001 - $15,0002019-02-28
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCCMAIN
Forward yield5.74%7.09%
Annual dividend / share$1.44$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.9%72.7%
Portfolio after 10y$21.5K$47.95M
Annual income after 10y$8.56$40,208,699.11
Total dividends collected$1.1K$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC

Year-by-year: RCC vs MAIN ($10,000, DRIP)

YearRCC PortfolioRCC Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,074$373.74$12,464$1,223.78$1.4KMAIN
2$12,101$251.80$16,353$2,343.58$4.3KMAIN
3$13,115$167.41$23,105$4,724.42$10.0KMAIN
4$14,144$110.39$36,226$10,256.23$22.1KMAIN
5$15,206$72.43$65,426$24,707.64$50.2KMAIN
6$16,318$47.38$142,101$68,562.02$125.8KMAIN
7$17,491$30.93$388,521$228,799.95$371.0KMAIN
8$18,736$20.17$1,397,868$961,169.80$1.38MMAIN
9$20,060$13.15$6,884,663$5,313,459.69$6.86MMAIN
10$21,473$8.56$47,947,060$40,208,699.11$47.93MMAIN

RCC vs MAIN: Complete Analysis 2026

RCCStock

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

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MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.