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RCC vs ORCC: Dividend Comparison 2026

RCC yields 5.74% · ORCC yields 9.79%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RCC wins by $66.00 in total portfolio value· pulled ahead in Year 6
10 years
RCC
RCC
● Live price
5.74%
Share price
$25.04
Annual div
$1.44
5Y div CAGR
-34.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$8.56
Full RCC calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — RCC vs ORCC

📍 RCC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCCORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RCC + ORCC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RCC pays
ORCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCC
Annual income on $10K today (after 15% tax)
$487.98/yr
After 10yr DRIP, annual income (after tax)
$7.28/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, RCC beats the other by $6.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCC + ORCC for your $10,000?

RCC: 50%ORCC: 50%
100% ORCC50/50100% RCC
Portfolio after 10yr
$21.4K
Annual income
$4.80/yr
Blended yield
0.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

RCC
No analyst data
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCC buys
0
ORCC buys
0
No recent congressional trades found for RCC or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCCORCC
Forward yield5.74%9.79% ✓
Annual dividend / share$1.44 ✓$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.9% ✓-50%
Portfolio after 10y$21.5K ✓$21.4K
Annual income after 10y$8.56 ✓$1.04
Total dividends collected$1.1K ✓$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: RCC vs ORCC ($10,000, DRIP)

YearRCC PortfolioRCC Income/yrORCC PortfolioORCC Income/yrGap
1$11,074$373.74$11,190$489.61$116.00 → ORCC
2$12,101$251.80$12,229$256.01$128.00 → ORCC
3$13,115$167.41$13,216$130.74$101.00 → ORCC
4$14,144$110.39$14,207$66.02$63.00 → ORCC
5$15,206$72.43$15,234$33.17$28.00 → ORCC
6← crossover$16,318$47.38$16,317$16.62+$1.00 → RCC
7$17,491$30.93$17,468$8.32+$23.00 → RCC
8$18,736$20.17$18,695$4.16+$41.00 → RCC
9$20,060$13.15$20,006$2.08+$54.00 → RCC
10$21,473$8.56$21,407$1.04+$66.00 → RCC

RCC vs ORCC: Complete Analysis 2026

RCC — Stock

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

Full RCC Calculator →

ORCC — BDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.