HomeCompareRCC vs EQR

RCC vs EQR: Dividend Comparison 2026

RCC yields 5.74% · EQR yields 4.73%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $19.0K in total portfolio value
10 years
RCC
RCC
● Live price
5.74%
Share price
$25.04
Annual div
$1.44
5Y div CAGR
-34.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$8.56
Full RCC calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — RCC vs EQR

📍 EQR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCCEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RCC + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCC pays
EQR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCC
Annual income on $10K today (after 15% tax)
$487.98/yr
After 10yr DRIP, annual income (after tax)
$7.28/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, EQR beats the other by $3,239.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RCC + EQR for your $10,000?

RCC: 50%EQR: 50%
100% EQR50/50100% RCC
Portfolio after 10yr
$31.0K
Annual income
$1,914.08/yr
Blended yield
6.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

RCC
No analyst data
Altman Z
0.0
Piotroski
4/9
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCC buys
0
EQR buys
0
No recent congressional trades found for RCC or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCCEQR
Forward yield5.74%4.73%
Annual dividend / share$1.44$2.77
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.9%15.8%
Portfolio after 10y$21.5K$40.5K
Annual income after 10y$8.56$3,819.61
Total dividends collected$1.1K$16.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RCC vs EQR ($10,000, DRIP)

YearRCC PortfolioRCC Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$11,074$373.74$11,248$547.57$174.00EQR
2$12,101$251.80$12,701$666.53$600.00EQR
3$13,115$167.41$14,405$814.59$1.3KEQR
4$14,144$110.39$16,413$999.84$2.3KEQR
5$15,206$72.43$18,795$1,232.92$3.6KEQR
6$16,318$47.38$21,639$1,527.95$5.3KEQR
7$17,491$30.93$25,057$1,903.80$7.6KEQR
8$18,736$20.17$29,197$2,385.87$10.5KEQR
9$20,060$13.15$34,250$3,008.70$14.2KEQR
10$21,473$8.56$40,467$3,819.61$19.0KEQR

RCC vs EQR: Complete Analysis 2026

RCCStock

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

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EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.