Is RCDTF or QYLD a better dividend investment in 2026?

RCDTF currently yields 2.77% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RCDTF and QYLD?

RCDTF has a forward dividend yield of 2.77% ($1.58/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.15 percentage points.

Home › Compare › RCDTF vs QYLD

RCDTF vs QYLD: Dividend Comparison 2026

RCDTF yields 2.77% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RCDTF wins by $27.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RCDTF

● Live price

2.77%

Share price

$56.95

Annual div

$1.58

5Y div CAGR

32%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.6K

Annual income

$9,708.55

Full RCDTF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RCDTF vs QYLD

📍 RCDTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RCDTF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RCDTF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RCDTF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCDTF

Annual income on $10K today (after 15% tax)

$235.82/yr

After 10yr DRIP, annual income (after tax)

$8,252.27/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, RCDTF beats the other by $3,441.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RCDTF + QYLD for your $10,000?

RCDTF: 50%QYLD: 50%

100% QYLD50/50100% RCDTF

Portfolio after 10yr

$39.0K

Annual income

$7,683.94/yr

Blended yield

19.71%

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Analyst Conviction Gap

Where Wall Street is most bullish on QYLD right now

RCDTF

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

3.4

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCDTF buys

QYLD buys

No recent congressional trades found for RCDTF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRCDTFQYLD

Forward yield	2.77%	11.92% ✓
Annual dividend / share	$1.58	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	32% ✓	0%
Portfolio after 10y	$52.6K ✓	$25.4K
Annual income after 10y	$9,708.55 ✓	$5,659.31
Total dividends collected	$28.6K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RCDTF vs QYLD ($10,000, DRIP)

Year	RCDTF Portfolio	RCDTF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,066	$366.22	$10,352	$1,192.36	+$714.00 → RCDTF
2	$12,341	$499.95	$10,830	$1,347.57	+$1.5K → RCDTF
3	$13,892	$687.80	$11,460	$1,539.07	+$2.4K → RCDTF
4	$15,820	$955.18	$12,275	$1,777.84	+$3.5K → RCDTF
5	$18,269	$1,341.86	$13,323	$2,078.95	+$4.9K → RCDTF
6	$21,460	$1,911.67	$14,667	$2,463.34	+$6.8K → RCDTF
7	$25,732	$2,770.17	$16,396	$2,960.57	+$9.3K → RCDTF
8	$31,631	$4,097.76	$18,631	$3,612.97	+$13.0K → RCDTF
9	$40,060	$6,214.06	$21,548	$4,482.15	+$18.5K → RCDTF
10	$52,572	$9,708.55	$25,398	$5,659.31	+$27.2K → RCDTF

RCDTF vs QYLD: Complete Analysis 2026

RCDTF — Stock

Recordati Industria Chimica e Farmaceutica S.p.A., together with its subsidiaries, engages in the research, development, manufacture, marketing, and sale of pharmaceuticals worldwide. The company offers pharmaceuticals in various therapeutic areas, including cardiovascular, dermatology, over the counter/non-prescription pharmaceuticals, urology, anti-infectives, central nervous system, gastrointestinal, gynecology and obstetrics, musculo-skeletal disorders and analgesia, nutrition and related products, cosmetics, dietary supplements, medical devices, allergy, endocrinology, respiratory, pain management/inflammation, generics, antipyretics and cold preparations, and oncology, as well as ear, nose, and throat. It also provides products for rare diseases; and pharmaceutical chemicals, such as chemical syntheses, active pharmaceutical ingredients, and intermediates. The company was founded in 1926 and is headquartered in Milan, Italy. Recordati Industria Chimica e Farmaceutica S.p.A. operates as a subsidiary of Rossini S.à R.L.

Full RCDTF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.