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RCRRF vs GBDC: Dividend Comparison 2026

RCRRF yields 0.38% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.76M in total portfolio value
10 years
RCRRF
RCRRF
● Live price
0.38%
Share price
$44.22
Annual div
$0.17
5Y div CAGR
-20.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$4.12
Full RCRRF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — RCRRF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRCRRFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RCRRF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RCRRF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RCRRF
Annual income on $10K today (after 15% tax)
$32.68/yr
After 10yr DRIP, annual income (after tax)
$3.50/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,870.40/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RCRRF + GBDC for your $10,000?

RCRRF: 50%GBDC: 50%
100% GBDC50/50100% RCRRF
Portfolio after 10yr
$10.40M
Annual income
$8,194,633.76/yr
Blended yield
78.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

RCRRF
No analyst data
Altman Z
8.0
Piotroski
7/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RCRRF buys
0
GBDC buys
0
No recent congressional trades found for RCRRF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRCRRFGBDC
Forward yield0.38%11.85%
Annual dividend / share$0.17$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-20.1%51.1%
Portfolio after 10y$19.9K$20.78M
Annual income after 10y$4.12$16,389,263.41
Total dividends collected$137.00$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: RCRRF vs GBDC ($10,000, DRIP)

YearRCRRF PortfolioRCRRF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,731$30.72$12,490$1,790.28$1.8KGBDC
2$11,506$24.61$16,522$3,157.73$5.0KGBDC
3$12,332$19.71$23,578$5,898.68$11.2KGBDC
4$13,211$15.77$37,115$11,886.75$23.9KGBDC
5$14,148$12.62$66,136$26,423.57$52.0KGBDC
6$15,148$10.09$137,257$66,491.44$122.1KGBDC
7$16,217$8.07$341,734$194,868.54$325.5KGBDC
8$17,359$6.45$1,050,788$685,133.02$1.03MGBDC
9$18,579$5.15$4,099,314$2,974,971.01$4.08MGBDC
10$19,883$4.12$20,775,530$16,389,263.41$20.76MGBDC

RCRRF vs GBDC: Complete Analysis 2026

RCRRFStock

Recruit Holdings Co., Ltd. provides HR technology and business solutions in Japan, the United States, and internationally. The company operates through three segments: HR Technology, Media & Solutions, and Staffing. The HR Technology segment provides various technological solutions that help job seekers and employers in navigating hiring and recruitment. The Media & Solutions segment offers marketing solutions that provide matching platforms for businesses in various industries, including housing and real estate, beauty, bridal, travel, dining, and others; and SaaS solutions, which are business and management support tools for small and medium-sized companies. It also provides HR solutions that support business clients' recruiting and hiring activities and individual users' job search activities through its job advertising services and placement services. The Staffing segment provides temporary staffing services in Japan, Europe, and Australia. Recruit Holdings Co., Ltd. was founded in 1960 and is headquartered in Tokyo, Japan.

Full RCRRF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.