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REML vs BTI: Dividend Comparison 2026

REML yields 33.39% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 REML wins by $122.9K in total portfolio value
10 years
REML
REML
● Live price
33.39%
Share price
$5.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$160.6K
Annual income
$23,309.91
Full REML calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — REML vs BTI

📍 REML pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodREMLBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, REML + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
REML pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

REML
Annual income on $10K today (after 15% tax)
$2,838.06/yr
After 10yr DRIP, annual income (after tax)
$19,813.42/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, REML beats the other by $17,444.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of REML + BTI for your $10,000?

REML: 50%BTI: 50%
100% BTI50/50100% REML
Portfolio after 10yr
$99.2K
Annual income
$13,048.27/yr
Blended yield
13.16%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

REML
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

REML buys
0
BTI buys
0
No recent congressional trades found for REML or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricREMLBTI
Forward yield33.39%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$160.6K$37.7K
Annual income after 10y$23,309.91$2,786.64
Total dividends collected$114.0K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: REML vs BTI ($10,000, DRIP)

YearREML PortfolioREML Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$14,039$3,338.90$11,299$598.92+$2.7KREML
2$19,402$4,380.79$12,794$703.91+$6.6KREML
3$26,419$5,658.37$14,518$829.07+$11.9KREML
4$35,469$7,200.58$16,513$978.64+$19.0KREML
5$46,986$9,034.73$18,827$1,157.84+$28.2KREML
6$61,461$11,185.53$21,518$1,373.12+$39.9KREML
7$79,437$13,674.14$24,657$1,632.46+$54.8KREML
8$101,515$16,517.40$28,329$1,945.74+$73.2KREML
9$128,349$19,727.18$32,637$2,325.33+$95.7KREML
10$160,643$23,309.91$37,708$2,786.64+$122.9KREML

REML vs BTI: Complete Analysis 2026

REMLStock

The investment seeks to provide a monthly compounded 2x leveraged long exposure to the price return version of the FTSE NAREIT All Mortgage Capped Index (the "index"). The index measures the composite performance of tax-qualified U.S. mortgage real estate investment trusts ("Mortgage REITs") with more than 50% of total assets invested in mortgage loans or mortgage-backed securities secured by interests in real property that are listed on the New York Stock Exchange, the NYSE Arca or the NASDAQ National Market List (the "index constituents").

Full REML Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.