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RETL vs JEPI: Dividend Comparison 2026

RETL yields 0.69% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $8.3K in total portfolio value
10 years
RETL
RETL
● Live price
0.69%
Share price
$7.38
Annual div
$0.05
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$72.15
Full RETL calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — RETL vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRETLJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RETL + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RETL pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RETL
Annual income on $10K today (after 15% tax)
$58.64/yr
After 10yr DRIP, annual income (after tax)
$61.33/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $1,238.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RETL + JEPI for your $10,000?

RETL: 50%JEPI: 50%
100% JEPI50/50100% RETL
Portfolio after 10yr
$24.8K
Annual income
$800.38/yr
Blended yield
3.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RETL buys
0
JEPI buys
0
No recent congressional trades found for RETL or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRETLJEPI
Forward yield0.69%8.40%
Annual dividend / share$0.05$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$29.0K
Annual income after 10y$72.15$1,528.62
Total dividends collected$707.00$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RETL vs JEPI ($10,000, DRIP)

YearRETL PortfolioRETL Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$10,769$68.98$11,260$840.19$491.00JEPI
2$11,592$69.43$12,641$907.94$1.0KJEPI
3$12,474$69.85$14,150$978.20$1.7KJEPI
4$13,417$70.24$15,795$1,050.85$2.4KJEPI
5$14,427$70.61$17,584$1,125.74$3.2KJEPI
6$15,508$70.96$19,526$1,202.74$4.0KJEPI
7$16,664$71.28$21,628$1,281.69$5.0KJEPI
8$17,902$71.59$23,898$1,362.43$6.0KJEPI
9$19,228$71.88$26,347$1,444.79$7.1KJEPI
10$20,646$72.15$28,982$1,528.62$8.3KJEPI

RETL vs JEPI: Complete Analysis 2026

RETLStock

The Direxion Daily Retail Bull 3X ETF seeks daily investment results, before fees and expenses, of 300% of the performance of the S&P Retail Select Industry Index. There is no guarantee the fund will achieve its stated investment objective.

Full RETL Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.