Is RETL or QYLD a better dividend investment in 2026?

RETL currently yields 0.69% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between RETL and QYLD?

RETL has a forward dividend yield of 0.69% ($0.05/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.23 percentage points.

Home › Compare › RETL vs QYLD

RETL vs QYLD: Dividend Comparison 2026

RETL yields 0.69% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.8K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

RETL

● Live price

0.69%

Share price

$7.38

Annual div

$0.05

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$72.15

Full RETL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — RETL vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RETL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RETL + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

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Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

RETL pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RETL

Annual income on $10K today (after 15% tax)

$58.64/yr

After 10yr DRIP, annual income (after tax)

$61.33/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,749.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RETL + QYLD for your $10,000?

RETL: 50%QYLD: 50%

100% QYLD50/50100% RETL

Portfolio after 10yr

$23.0K

Annual income

$2,865.73/yr

Blended yield

12.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RETL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRETLQYLD

Forward yield	0.69%	11.92% ✓
Annual dividend / share	$0.05	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.6K	$25.4K ✓
Annual income after 10y	$72.15	$5,659.31 ✓
Total dividends collected	$707.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RETL vs QYLD ($10,000, DRIP)

Year	RETL Portfolio	RETL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,769	$68.98	$10,352	$1,192.36	+$417.00 → RETL
2	$11,592	$69.43	$10,830	$1,347.57	+$762.00 → RETL
3	$12,474	$69.85	$11,460	$1,539.07	+$1.0K → RETL
4	$13,417	$70.24	$12,275	$1,777.84	+$1.1K → RETL
5	$14,427	$70.61	$13,323	$2,078.95	+$1.1K → RETL
6	$15,508	$70.96	$14,667	$2,463.34	+$841.00 → RETL
7	$16,664	$71.28	$16,396	$2,960.57	+$268.00 → RETL
8← crossover	$17,902	$71.59	$18,631	$3,612.97	$729.00 → QYLD
9	$19,228	$71.88	$21,548	$4,482.15	$2.3K → QYLD
10	$20,646	$72.15	$25,398	$5,659.31	$4.8K → QYLD

RETL vs QYLD: Complete Analysis 2026

RETL — Stock

The Direxion Daily Retail Bull 3X ETF seeks daily investment results, before fees and expenses, of 300% of the performance of the S&P Retail Select Industry Index. There is no guarantee the fund will achieve its stated investment objective.

Full RETL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.