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RFLFF vs EPRT: Dividend Comparison 2026

RFLFF yields 6.25% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $33.2K in total portfolio value· pulled ahead in Year 3
10 years
RFLFF
RFLFF
● Live price
6.25%
Share price
$0.05
Annual div
$0.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.2K
Annual income
$930.61
Full RFLFF calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — RFLFF vs EPRT

📍 EPRT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRFLFFEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RFLFF + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RFLFF pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RFLFF
Annual income on $10K today (after 15% tax)
$531.28/yr
After 10yr DRIP, annual income (after tax)
$791.02/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,123.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RFLFF + EPRT for your $10,000?

RFLFF: 50%EPRT: 50%
100% EPRT50/50100% RFLFF
Portfolio after 10yr
$46.8K
Annual income
$6,885.67/yr
Blended yield
14.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

RFLFF
No analyst data
Altman Z
0.4
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RFLFF buys
0
EPRT buys
0
No recent congressional trades found for RFLFF or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRFLFFEPRT
Forward yield6.25%3.92%
Annual dividend / share$0.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$30.2K$63.4K
Annual income after 10y$930.61$12,840.73
Total dividends collected$7.8K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RFLFF vs EPRT ($10,000, DRIP)

YearRFLFF PortfolioRFLFF Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,325$625.04$11,205$505.18+$120.00RFLFF
2$12,779$661.55$12,672$682.46+$107.00RFLFF
3← crossover$14,372$697.67$14,490$930.48$118.00EPRT
4$16,111$733.26$16,786$1,282.69$675.00EPRT
5$18,007$768.23$19,753$1,791.56$1.7KEPRT
6$20,070$802.47$23,677$2,541.64$3.6KEPRT
7$22,311$835.89$29,008$3,672.99$6.7KEPRT
8$24,741$868.42$36,463$5,425.08$11.7KEPRT
9$27,373$900.01$47,238$8,221.57$19.9KEPRT
10$30,219$930.61$63,385$12,840.73$33.2KEPRT

RFLFF vs EPRT: Complete Analysis 2026

RFLFFStock

Raffles Education Corporation Limited, an investment holding company, provides education and related services in ASEAN, North Asia, South Asia, Australasia, and Europe. It operates through four segments: Education, Education Facilities Rental Service, Real Estate Investment & Development, and Corporate & Others. The company offers degree, diploma, and full-time certificate programs in design and business-oriented disciplines; pre-tertiary education; and K12 curriculum. In addition, it operates Raffles University Iskandar; Tianjin University of Commerce Boustead College; Raffles American School that offers American K-12 education; and Oriental University City campus. Further, it engages in education facilities leasing and commercial leasing activities for supporting facilities; and real estate investment and development activities. Additionally, the company offers education supporting, and business and management consultancy services. It operates through a network of 18 colleges and universities across 10 countries. Raffles Education Corporation Limited was founded in 1990 and is based in Singapore.

Full RFLFF Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.