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RIT vs QYLD: Dividend Comparison 2026

RIT yields 14.31% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIT wins by $25.8K in total portfolio value
10 years
RIT
RIT
● Live price
14.31%
Share price
$13.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.2K
Annual income
$3,468.81
Full RIT calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — RIT vs QYLD

📍 RIT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRITQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIT + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RIT pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIT
Annual income on $10K today (after 15% tax)
$1,216.02/yr
After 10yr DRIP, annual income (after tax)
$2,948.49/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $1,861.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIT + QYLD for your $10,000?

RIT: 50%QYLD: 50%
100% QYLD50/50100% RIT
Portfolio after 10yr
$38.3K
Annual income
$4,564.07/yr
Blended yield
11.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIT buys
0
QYLD buys
0
No recent congressional trades found for RIT or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRITQYLD
Forward yield14.31% ✓11.92%
Annual dividend / share$2.00$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$51.2K ✓$25.4K
Annual income after 10y$3,468.81$5,659.31 ✓
Total dividends collected$24.1K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RIT vs QYLD ($10,000, DRIP)

YearRIT PortfolioRIT Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$12,131$1,430.62$10,352$1,192.36+$1.8K → RIT
2$14,602$1,621.89$10,830$1,347.57+$3.8K → RIT
3$17,448$1,824.56$11,460$1,539.07+$6.0K → RIT
4$20,707$2,037.63$12,275$1,777.84+$8.4K → RIT
5$24,417$2,260.02$13,323$2,078.95+$11.1K → RIT
6$28,617$2,490.54$14,667$2,463.34+$13.9K → RIT
7$33,348$2,727.96$16,396$2,960.57+$17.0K → RIT
8$38,653$2,971.00$18,631$3,612.97+$20.0K → RIT
9$44,577$3,218.37$21,548$4,482.15+$23.0K → RIT
10$51,166$3,468.81$25,398$5,659.31+$25.8K → RIT

RIT vs QYLD: Complete Analysis 2026

RIT — Stock

RIT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RIT shares.

Full RIT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.