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RIT vs XYLD: Dividend Comparison 2026

RIT yields 14.31% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RIT wins by $25.3K in total portfolio value
10 years
RIT
RIT
● Live price
14.31%
Share price
$13.98
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.2K
Annual income
$3,468.81
Full RIT calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — RIT vs XYLD

📍 RIT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRITXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RIT + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RIT pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RIT
Annual income on $10K today (after 15% tax)
$1,216.02/yr
After 10yr DRIP, annual income (after tax)
$2,948.49/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, RIT beats the other by $100.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RIT + XYLD for your $10,000?

RIT: 50%XYLD: 50%
100% XYLD50/50100% RIT
Portfolio after 10yr
$38.5K
Annual income
$3,409.92/yr
Blended yield
8.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RIT buys
0
XYLD buys
0
No recent congressional trades found for RIT or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRITXYLD
Forward yield14.31% ✓11.20%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$51.2K ✓$25.9K
Annual income after 10y$3,468.81 ✓$3,351.03
Total dividends collected$24.1K ✓$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RIT vs XYLD ($10,000, DRIP)

YearRIT PortfolioRIT Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,131$1,430.62$10,840$1,120.44+$1.3K → RIT
2$14,602$1,621.89$11,786$1,249.59+$2.8K → RIT
3$17,448$1,824.56$12,854$1,397.78+$4.6K → RIT
4$20,707$2,037.63$14,063$1,568.33+$6.6K → RIT
5$24,417$2,260.02$15,434$1,765.19+$9.0K → RIT
6$28,617$2,490.54$16,995$1,993.14+$11.6K → RIT
7$33,348$2,727.96$18,777$2,257.95+$14.6K → RIT
8$38,653$2,971.00$20,818$2,566.58+$17.8K → RIT
9$44,577$3,218.37$23,163$2,927.50+$21.4K → RIT
10$51,166$3,468.81$25,865$3,351.03+$25.3K → RIT

RIT vs XYLD: Complete Analysis 2026

RIT — Stock

RIT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RIT shares.

Full RIT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.