Is RJZ or JEPI a better dividend investment in 2026?

RJZ currently yields 20.41% with a 5% 5-year dividend growth rate. JEPI yields 8.40% with 2.1% growth. The better choice depends on your goal: RJZ offers higher current income.

What is the dividend yield difference between RJZ and JEPI?

RJZ has a forward dividend yield of 20.41% ($2.00/share annually). JEPI yields 8.40% ($4.76/share annually). The yield gap is 12.01 percentage points.

Home › Compare › RJZ vs JEPI

RJZ vs JEPI: Dividend Comparison 2026

RJZ yields 20.41% · JEPI yields 8.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RJZ wins by $45.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RJZ

● Live price

20.41%

Share price

$9.80

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$74.9K

Annual income

$7,037.34

Full RJZ calculator →

JEPI

JPMorgan Equity Premium Income ETF

● Live price

8.40%

Share price

$56.68

Annual div

$4.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$1,528.62

Full JEPI calculator →

Portfolio growth — RJZ vs JEPI

📍 RJZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RJZ	JEPI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RJZ + JEPI cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

RJZ pays

JEPI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJZ

Annual income on $10K today (after 15% tax)

$1,734.69/yr

After 10yr DRIP, annual income (after tax)

$5,981.74/yr

JEPI

Annual income on $10K today (after 15% tax)

$714.16/yr

After 10yr DRIP, annual income (after tax)

$1,299.33/yr

At 15% tax rate, RJZ beats the other by $4,682.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RJZ + JEPI for your $10,000?

RJZ: 50%JEPI: 50%

100% JEPI50/50100% RJZ

Portfolio after 10yr

$51.9K

Annual income

$4,282.98/yr

Blended yield

8.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJZ buys

JEPI buys

No recent congressional trades found for RJZ or JEPI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRJZJEPI

Forward yield	20.41% ✓	8.40%
Annual dividend / share	$2.00	$4.76 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$74.9K ✓	$29.0K
Annual income after 10y	$7,037.34 ✓	$1,528.62
Total dividends collected	$43.0K ✓	$11.7K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RJZ vs JEPI ($10,000, DRIP)

Year	RJZ Portfolio	RJZ Income/yr	JEPI Portfolio	JEPI Income/yr	Gap
1← crossover	$12,741	$2,040.82	$11,260	$840.19	+$1.5K → RJZ
2	$16,063	$2,430.06	$12,641	$907.94	+$3.4K → RJZ
3	$20,050	$2,863.23	$14,150	$978.20	+$5.9K → RJZ
4	$24,794	$3,340.22	$15,795	$1,050.85	+$9.0K → RJZ
5	$30,390	$3,860.26	$17,584	$1,125.74	+$12.8K → RJZ
6	$36,939	$4,421.96	$19,526	$1,202.74	+$17.4K → RJZ
7	$44,548	$5,023.30	$21,628	$1,281.69	+$22.9K → RJZ
8	$53,328	$5,661.72	$23,898	$1,362.43	+$29.4K → RJZ
9	$63,396	$6,334.20	$26,347	$1,444.79	+$37.0K → RJZ
10	$74,871	$7,037.34	$28,982	$1,528.62	+$45.9K → RJZ

RJZ vs JEPI: Complete Analysis 2026

RJZ — Stock

The index represents the value of a basket of 10 metals commodity futures contracts.

Full RJZ Calculator →

JEPI — ETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.