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RJZ vs SCHD: Dividend Comparison 2026

RJZ yields 20.41% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RJZ wins by $45.9K in total portfolio value
10 years
RJZ
RJZ
● Live price
20.41%
Share price
$9.80
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$74.9K
Annual income
$7,037.34
Full RJZ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RJZ vs SCHD

📍 RJZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRJZSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RJZ + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RJZ pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RJZ
Annual income on $10K today (after 15% tax)
$1,734.69/yr
After 10yr DRIP, annual income (after tax)
$5,981.74/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RJZ beats the other by $5,619.68/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RJZ + SCHD for your $10,000?

RJZ: 50%SCHD: 50%
100% SCHD50/50100% RJZ
Portfolio after 10yr
$51.9K
Annual income
$3,731.64/yr
Blended yield
7.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RJZ buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRJZSCHD
Forward yield20.41% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$74.9K ✓$29.0K
Annual income after 10y$7,037.34 ✓$425.95
Total dividends collected$43.0K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RJZ vs SCHD ($10,000, DRIP)

YearRJZ PortfolioRJZ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,741$2,040.82$11,226$346.36+$1.5K → RJZ
2$16,063$2,430.06$12,572$357.38+$3.5K → RJZ
3$20,050$2,863.23$14,046$367.84+$6.0K → RJZ
4$24,794$3,340.22$15,660$377.73+$9.1K → RJZ
5$30,390$3,860.26$17,425$387.07+$13.0K → RJZ
6$36,939$4,421.96$19,354$395.86+$17.6K → RJZ
7$44,548$5,023.30$21,461$404.13+$23.1K → RJZ
8$53,328$5,661.72$23,762$411.89+$29.6K → RJZ
9$63,396$6,334.20$26,272$419.15+$37.1K → RJZ
10$74,871$7,037.34$29,010$425.95+$45.9K → RJZ

RJZ vs SCHD: Complete Analysis 2026

RJZ — Stock

The index represents the value of a basket of 10 metals commodity futures contracts.

Full RJZ Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.