Is RPBAX or XYLD a better dividend investment in 2026?

RPBAX currently yields 7.03% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between RPBAX and XYLD?

RPBAX has a forward dividend yield of 7.03% ($1.96/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 3.90 percentage points.

Home › Compare › RPBAX vs XYLD

RPBAX vs XYLD: Dividend Comparison 2026

RPBAX yields 7.03% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RPBAX wins by $6.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RPBAX

● Live price

7.03%

Share price

$27.88

Annual div

$1.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.8K

Annual income

$1,098.22

Full RPBAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — RPBAX vs XYLD

📍 RPBAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RPBAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RPBAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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RPBAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RPBAX

Annual income on $10K today (after 15% tax)

$597.41/yr

After 10yr DRIP, annual income (after tax)

$933.49/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, XYLD beats the other by $1,777.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RPBAX + XYLD for your $10,000?

RPBAX: 50%XYLD: 50%

100% XYLD50/50100% RPBAX

Portfolio after 10yr

$28.5K

Annual income

$2,143.83/yr

Blended yield

7.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RPBAX buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Charles J. "Chuck" Fleischmann	🏢 House	$RPBAX	▲ Buy	$1,001 - $15,000	2022-12-20
Charles J. "Chuck" Fleischmann	🏢 House	$RPBAX	▲ Buy	$1,001 - $15,000	2021-12-14

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRPBAXXYLD

Forward yield	7.03%	10.93% ✓
Annual dividend / share	$1.96	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.8K ✓	$25.1K
Annual income after 10y	$1,098.22	$3,189.45 ✓
Total dividends collected	$9.0K	$19.4K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: RPBAX vs XYLD ($10,000, DRIP)

Year	RPBAX Portfolio	RPBAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,403	$702.83	$10,813	$1,093.36	+$590.00 → RPBAX
2	$12,950	$749.00	$11,727	$1,216.35	+$1.2K → RPBAX
3	$14,652	$794.98	$12,756	$1,357.11	+$1.9K → RPBAX
4	$16,518	$840.59	$13,917	$1,518.69	+$2.6K → RPBAX
5	$18,560	$885.66	$15,232	$1,704.71	+$3.3K → RPBAX
6	$20,789	$930.04	$16,725	$1,919.54	+$4.1K → RPBAX
7	$23,218	$973.60	$18,425	$2,168.40	+$4.8K → RPBAX
8	$25,859	$1,016.21	$20,367	$2,457.63	+$5.5K → RPBAX
9	$28,727	$1,057.78	$22,592	$2,794.87	+$6.1K → RPBAX
10	$31,836	$1,098.22	$25,149	$3,189.45	+$6.7K → RPBAX

RPBAX vs XYLD: Complete Analysis 2026

RPBAX — Stock

The fund normally invests approximately 65% of its total assets in common stocks and 35% in fixed income securities. It will invest at least 25% of its total assets in fixed income senior securities and may invest up to 35% of its total assets in foreign securities.

Full RPBAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.