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RSLPS vs SCHD: Dividend Comparison 2026

RSLPS yields 28.57% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RSLPS wins by $92.8K in total portfolio value
10 years
RSLPS
RSLPS
● Live price
28.57%
Share price
$7.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$121.8K
Annual income
$15,453.29
Full RSLPS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — RSLPS vs SCHD

📍 RSLPS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSLPSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RSLPS + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
RSLPS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSLPS
Annual income on $10K today (after 15% tax)
$2,428.57/yr
After 10yr DRIP, annual income (after tax)
$13,135.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, RSLPS beats the other by $12,773.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSLPS + SCHD for your $10,000?

RSLPS: 50%SCHD: 50%
100% SCHD50/50100% RSLPS
Portfolio after 10yr
$75.4K
Annual income
$7,939.62/yr
Blended yield
10.53%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSLPS buys
0
SCHD buys
0
No recent congressional trades found for RSLPS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSLPSSCHD
Forward yield28.57% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$121.8K ✓$29.0K
Annual income after 10y$15,453.29 ✓$425.95
Total dividends collected$81.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSLPS vs SCHD ($10,000, DRIP)

YearRSLPS PortfolioRSLPS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,557$2,857.14$11,226$346.36+$2.3K → RSLPS
2$18,126$3,620.06$12,572$357.38+$5.6K → RSLPS
3$23,919$4,523.47$14,046$367.84+$9.9K → RSLPS
4$31,171$5,578.47$15,660$377.73+$15.5K → RSLPS
5$40,148$6,794.40$17,425$387.07+$22.7K → RSLPS
6$51,136$8,178.49$19,354$395.86+$31.8K → RSLPS
7$64,452$9,735.54$21,461$404.13+$43.0K → RSLPS
8$80,431$11,467.77$23,762$411.89+$56.7K → RSLPS
9$99,436$13,374.73$26,272$419.15+$73.2K → RSLPS
10$121,850$15,453.29$29,010$425.95+$92.8K → RSLPS

RSLPS vs SCHD: Complete Analysis 2026

RSLPS — Stock

RSLPS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RSLPS shares.

Full RSLPS Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.